Mikael Gustafsson Email & Phone Number

Stockholm, SE

Solna, Stockholms Län, Sverige

Stockholm, Sverige

• Commercial underwriting, credit risk assessment and risk management mainly towards the construction industry.
• Also issued rental guarantees for commercial real estate companies.
• Worked with seven different insurance products and guarantees.
• Daily customer contact with both companies and insurance brokers.
• Participated in the improvement of a new business system focusing on documentation.

Stockholm, Sweden

• Customer responsibility regarding their need for insurance coverage.
• Made credit decisions based primarily on financial information, current exposure and the analysis provided by our credit analysts.
• Communicated my decisions to clients.
• Teamwork - worked together to improve the quality of our work.
• Increased efficiency in response times and our processes by using Visual Management and Lean principles.

Stockholm, Stockholm County, Sweden

• Analyzed and evaluated companys from a credit risk perspective.
• Credit analysis based on income statement and balance sheet, and cash flow.
• Wrote credit reports/credit cases (in English).
• Presented my conclusions in the Nordic credit committee.
• Prepared and delivered presentations internally on market sectors.
• Planned and carried out meetings with CFOs.

Stockholm, Sweden

Evaluate and make credit limit decisions based on the financial strength and current exposure of the buyers/risks. Adjusted exposure to financial, economic and market changes.Improvements: During my time in the department our team highly improved work efficiency through cooperation and communicating. This resulted in faster response times to our customers.

Stockholm, Sweden

I participated in a recruitment process to be the interim CEO of Adecco Sweden for one month.- Qualified and selected as on of the top 10 out of 1800 candidates.Reference: Maria Kihlström, former project leader, Adecco.

Oslo, Norway

Worked in the Consular Section with the main responsibility to ensure visas were produced on time.- Reviewed visa applications and communicated with applicants.- Represented the embassy at a study abroad fair.

Göteborg, Sweden

Sales assistant. Export of sawn wood to Southern Europe and Africa.

Trollhättan, Sweden

Business development and sales: - Main project was to research the possibility to start a business network for CEO assistants in a new geographical area. This included pitching the concept over the phone to CEOs and their assistants, followed by meetings. - I also assisted with several organized events.

Cedar City, UT, USA

Was part of a team assisting a real estate agent who got awarded top all-around American relator within ERA.

Business Administration

My Bachelors thesis was an M&A case study.

Political Science

One Semester (4 months), included the following classes: Theory of economic growth Global resources and trade Political philosophy.

2 Year Diploma - Business Development Program

A small private owned Swedish business school with close collaboration with the local business environment. The program included three.