Worldwide Adventures, including:-2015 - 3 months in Antigua, Portugal, Dubai & Phuket, Antigua, H.O. move to Cornwall beach hut2016 - San Fran & 40ft waves in Hawaii, Canada & Alaska for killer whales & bears fishing salmon, then Dubai/Mauritius2017 - Dubai, N.Z. and Oz (Bells Beach !!), Peru, Ecuador & Galápagos + Monaco 2018 - Chile for NY, Antarctica/Falklands, Phi Phi, China & Trans Siberian Express to Moscow, Dubai & Nevis2019 - Easter Is. Argentina/Brazil, Iceland, Italy, Grenada2020 - Back to Rio/B. Aries and Antarctica, beach Cornwall2021 - Hiding out at Beach hut in Cornwall2022 - Back on the road with Aruba in summer, Guernsey & Mauritius2023 - Back on the Explorer to Iceland, Greenland, Canada and Arctic Circle via the North West Passage

Head of Programme Delivery for the Lloyds Banking Group:-- Branch Integration Programme- Mortgage Integration Programme- Verde Bank Programme- Retail Simplification ProgrammeBudget £50m per annum

Head of IT for Direct Channels (Retail), accountable for the delivery of all IT Services to the Business, including the Integration Programme, for:- - Internet - Telephony - SharedealingBudget £35m per annum

Head of IT - Accountable for Project & Programme Delivery within Retail for Direct Channels (Internet, Telephony, Sharedealing) & Operations (Workflow/BPM, Fraud, Collection & Recoveries).Team of 220+ ColleaguesBudget £25m+Key Successes:-- Single Integrated Desktop for Retail- Successfully delivered to time & budget, over 40 projects/programmes for the Group, including:- - Ecommerce Multi Factor Authentication security solution - Upgrade of Group Workflow Management solution- Led the successful implementation of sustainable process improvements across the development lifecycle, within Direct Channels, delivering annual cost savings of £1.5m.

Delivery of a Project/Programme Portfolio to Time, Quality and Budget for Ecommerce, Employee Equity Services and Cross Retail Programmes.Mike focused on successfully building senior business relationships that helped him to innovatively land the end to end delivery of their IT project portfolio. He delivered value add from a budget of £20m through his leadership of a team of 130 IT colleagues, driving the implementation of an offshore Managed Development and Test Centre. Key Successes:-Successfully delivered a multitude of projects/programmes for Retail, including these key programmes:-- Banking Licence Consolidation (BLC) – Seamless delivery and implementation of a changes across 60+ applications in Retail during one weekend to deliver BLC for HBoS.- Employee Equity Solutions (EES-Share Plans) Integration – The Integration, migration and relocation of 40+ systems from an offshore 3rd party to HBoS.- Re-platforming and re-design of our Retail Ecommerce Service to deliver a platform for growth and a more intuitive Customer Experience.- Apollo – Delivering enhanced Sales and Service functionality to our Retail Ecommerce offering, including:- - Offering 'Paper Free' Statements for Credit Cards - Use of Intelligent Sales Prompts and 'Web Chat' - Automated 'Straight through Sales Application' processes from Halifax.co.uk - Improved Customer search capability through use of 'Mini Google'.

Delivery of the following Programmes to Time, Quality and Budget for:-- Internal Change Programme- International Accounting Standards- Platform Transformation Programme Key Successes:-- Created and successfully implemented the Internal Change Programme strategy to reduce costs within Retail IT, achieving annual benefits of £12m+ (target £10m), driving:- - Reductions in Allocated Costs - Reductions in direct 3rd party costs - Improvements to our Project Initiation and Requirements Gathering processes - Improvements to our Testing process & the implementation of Automation - Better management of our poor performers- Successfully delivered to time & budget the following programmes for Retail:- - Platform Transformation Programme – Migration of the Retail Ecommerce and Intranet Applications and Platforms from Microsoft Windows NT and Server 2000 to Microsoft XP and Server 2003. - International Accounting Standards – Ground breaking solution using Microsoft SQL Server and .Net technologies, enabling Retail to accurately forcast the bank's effective yield (Income/Expenditure).