Mike Freeman Email & Phone Number

New Jersey

• President of Due Diligence Works, Inc. (Investment Products and Due Diligence Company). May 2016 to PresentProduct Due Diligence Services
• Support “Best Interest Advice” through Independent, Best Practice, Always On, Full-Time Due Diligence of your products.
• Provide upfront and ongoing Product Due Diligence for Wealth Management Firms to conform to DOL regulations in a variable cost model.
• Design and Validate Product Due Diligence Processes and Product Line up to stand up to the scrutiny of Advisors, Clients, Product Manufacturers, DOL, SEC and FINRA.
• Help firms make compliant product committee decisions with greater confidence and timeliness by gaining access to a broader and deeper set of due diligence information (not just data).
• Enable Product Teams to focus on revenue driving and field engagement while we provide focus and expertise on Due Diligence.

New Jersey

• Wealth Management Industry Consulting Firm
• Enabling firms to transform their business to meet the changing buying habits of clients in an increased regulatory environment.
• Helping companies navigate the Fiduciary World through program management, client segmentation, how fiduciary rules impact their product and service model, process design and tools selection.
• Expertise in Robo / Digital / Product Management / Call Centers / Regulations / Strategy.
• Industry advisor and speakerClient engagements:
• Management of DOL program implementation and readiness for top 5 bank broker dealer.

Greater New York City Area

• Managing Director, Head of Investments and Products for Citi Wealth Management, 2012 – Present [Director 09-12].
• Business Head for Investments & Products [Responsible for; Products, Investment Views on the Markets, Digitizing the Business, and the Wealth Specialist Sales Force].
• Lead all product management, marketing and distribution through Financial Advisors, Bankers, and Direct to Consumer. Products include: Retirement (corporate and retail clients), Capital Markets, Alternative.
• Establish and communicate investment views and solutions to sales force and clients in this turbulent market.
• Tasked with Digitizing the investment offering and Transforming the business to meet the changing habits of clients.
• Manage Wealth Specialist Teams focused on the following services: Trust, Investments, Financial Planning, and Insurance Estate Planning for high net worth clients.Corporate Responsibilities and Accomplishments.

Greater New York City Area

• Senior Vice President, Director of Client Solutions and Channel Management for Smith Barney (Division of Citigroup), April 2006 to September 2009.
• Led the development and management of Products, Advice, and Pricing across Investments, Lending, Insurance and Deposits to create a scalable comprehensive Financial Life Management Solution.
• Managed the distribution channels (including the Private Bank, Citibank, Smith Barney’s Stock Plan and 401k) focused on increased mass affluent client acquisition.
• Created an industry leading automated digital advice offering that combines financial goals with investment management through securities selection (Robo Advisor).
• Built a fiduciary digital product focused on providing advice across a client’s investments, debt, insurance and budgeting needs (complete financial life management).
• Responsible for the product Risk and Control areas for the new business unit.

Greater New York City Area

• Managing Director, Investing Clients and Branch Management for the world’s largest online brokerage firm, 2005 to 2006.
• Executive in charge of business line with $400 million in revenue, 2 million clients, and $60B in assets.
• Member of Ameritrade’s Executive Management Team since 2003.
• Chief Operating Officer for Ameritrade Advisory Service, LLC (manages the RIA Referral Program).
• Officer and Director for Amerivest Investment Management, LLC (manages the Amerivest product line, Robo Advisor).
• Built a new branch based (physical presence) distribution channel and led to profitability in less than 18 months; taking company from purely online model to a complementary person to person model. (opened 20 denovo.

Greater New York City Area

• Independent Consulting, Frankfurt, Germany, July 2001 to Dec 2001.Paybox (Majority owned by Deutsche Bank), Senior Manager for a Germany based firm developing the world’s first mobile payment solution.
• Lead the digital initiative to integrate their mobile payment solutions with the world’s leading online retailers. Proxy Inc., New York City, NY, October 2000 to May 2001 (Company Closed Down).Corporate Project.
• Managed an engineering team of 35 people (Development, Process/Quality Assurance, Infrastructure, Release Management, Security) to effectively work through technical projects focused on building the company’s first.
• Charged with establishing the eHR practice (internet division) in North America.

Greater New York City Area

• Senior Consultant in the Center for Technology Enablement practice in an international consulting firm.
• Worked in the Technology Advisory Services group specializing in IT strategy, digital delivery, organizational structure, project management (PMI), datacenter consolidation, outsourcing, vendor management, and process.

Mba, International Finance

Bs, Mechanical Engineering