Michael Mascaro Email & Phone Number

Minneapolis, Minnesota, United States

Minneapolis, Minnesota, United States

Remote

Greater Boston Area

• Prepare complete actuarial and underwriting analyses for prospective accounts; Fully Insured 51-99 and 100+ market segments and existing accounts renewals. This includes whole account strategy and contribution strategy recommendations. • Develop creative pricing strategies which achieve profitability and team targets. • Maintain consistent high level of service to our sales representatives and clients with respect to renewal and proposal timelines and accuracy.• Monitor and report on the profitability and persistence of the assigned book of business.• Track and report results to enable monthly reporting.• Make accurate changes to specific accounts to make sure that results are tracked and targets are achieved. • Leverage working knowledge of account specific rating formulas, cost and utilization trend analysis, contribution strategies and methods for minimizing

Windsor Locks, Connecticut

• Varsity Coach 11 years , JV/Assistant Varsity Coach 7 years• Connecticut Coaching Certificate through 2021• Compiled 11-year varsity coaching record of 146-106 while earning state tournament berth 10 of 11 seasons.• North Central Connecticut Conference League Champs 2011• 2013-2014 North Central Connecticut Conference Coach of the Year• Connecticut High School Coaches’ Association All Star Game Class S Coach Selection

Hartford, Connecticut

• Underwrote a renewal book of business, 25-30 renewals for National Accounts 3,000+ Self-Insured cases, using basic knowledge of risk assessment, pricing components, Aetna’s products and services, funding methods and underwriting guidelines.• Retention rate of renewals for book of business of 95%.• Delivered financial products for renewal business; accountings, funding evaluations, benefit quotations, and stop loss evaluations.• Handled complex casework and issues using solid knowledge of Aetna’s products/services and underwriting protocols.• Performed accurate financial analysis and risk assessment to evaluate specific strategic options and opportunities; analyzing inputs/outputs for reasonability; claim data, premiums, benefit revisions, service fees, and rates.• Collaborated with key internal areas while managing multiple service responses and constituent research requirements.• Negotiated and explained application of underwriting concepts, rate/fee development and policies while remaining conscious of financial objectives.• Produced accurate and timely deliverables while providing superior customer service.