Mike Morton Email & Phone Number

Chicago, Il, Us

Chicago, Illinois, Us

Chicago, Il, Us

Chief Credit Officer of a $20 billion bank specializing in Commercial Banking, Asset Based Lending, Equipment Leasing, Consumer Lending, and Mortgage Banking operating through 86 Chicagoland branches with products and services provided in all 50 states and select products and services in Canada.Manage asset quality responsibility through multiple departments including: credit approval, portfolio management, loan workout, equipment valuation, commercial real estate appraisal, consumer collections and loss mitigation, and small business credit delivery.Participate in the quarterly earnings release call. Led discussions on loan portfolio and credit policy with bank analysts, underwriters and ratings agencies during capital raise efforts.Fully integrated Taylor Capital and American Chartered Bank acquisitions into MB Financial with best of blend credit policies leading to a $14 billion loan portfolio.Established risk appetite limits for credit policy violations and continuing work on credit concentrations with quarterly presentations to board Enterprise Risk Committee.

A $5.9 billion community bank specializing in Commercial, Asset Based Lending, Commercial Real Estate, Equipment Leasing, and Consumer Mortgage Origination.Transitioned bank from majority Commercial Real Estate loan portfolio to majority Commercial, Asset Based Lending and Equipment Leasing portfolio by creating and enhancing credit policies and procedures and establishing an effective credit infrastructure.Extensive experience with internal and external auditors relating to credit issues in a public company, including quarterly closing deadlines, look-back issues and the allowance for loan loss reserves.Directed a complete overhaul of all credit policies and procedures including enhancements to the charge-off policy for commercial loans.

Covered a 4-state region with signature credit authority on loans generally $25 million and above.Transitioned LaSalle Bank commercial customers to Bank of America credit policies.

LaSalle Bank Chicago was a $115 billion bank subsidiary of ABN/AMRO.Member and rotating chairman of Commercial Credit Committee Illinois starting at $10 million exposures covering Commercial and Industrial, Specialty Banking, Healthcare, Private Banking, Municipal and LaSalle National Leasing; collectively a $40 billion business line with $35 million average exposures.Voting member of North American Senior Credit Committee covering all loan types with loans generally exceeding $50 milllion.Approved amendments across North America for both LBNA and ABN/AMRO on Global Credits.Chairman of Metropolitan Credit Committee covering Commercial and Industrial and Commercial Real Estate.

Estalished a start-up regional office generating a portfolio of $250 million while managing a team of metropoitan and middle market lenders. Met all loan growth, credit quality and charge-off goals.Multiple winner of the Chairman's Club Award for top Corporate Trust business development.

Dallas, Tx, Us

Managed commercial lending across 3 counties focusing on $10-$50 million revenues while supervising 15 lendersManager of Relationship Managers for Municipal Finance and Not-for-Profit teams.

Business Development and Portfolio Management

Structured public finance credit facilities on a state-wide basis in conjunction with senior debt for job creation and retention. Programs included: Industrial Revenue Bonds, Pollution Control Bonds, Block Grants, Tax Increment Financing, Enterprise Zone Financing, Build Illinois, Small Business Administration, 504 and 7a programs, Pooled Bonds and a variety of other tax incentive financing programs.

Master Of Business Administration - Mba

Bachelor Of Science - Bs