Michael Peretz has over 25 years experience as an executive and consultant to the mortgage and financial services industries. As a consultant, Mr. Peretz has worked extensively with the nation’s largest financial services companies. This work has focused on performance management and business strategy development and implementation. Mr. Peretz has successfully led both multi-year programs and strategic projects. Clients include the GSEs, top-five banks, and de novo financial technology companies. He currently leads Capco’s Housing Finance domain where he works with the Capco partners and domain leads across a variety of client types and disciplines.In addition to his work in consulting, Mr. Peretz has many years of experience with large financial institutions in mortgage origination services, BPO (Business Process Out-Sourcing) both on and off-shore, and risk. He also has extensive M+A experience with both technology and business accretive acquisitions. He has been asked to speak at a broad range of industry events, has been quoted regularly by the national and industry press, most recently by American Banker and National Mortgage News magazines; and has written extensively on the issues facing the financial services industry since 2006. Articles topics have included the digitization of the mortgage process and the future of the GSEs.