Mike Phillips

Mike Phillips Email and Phone Number

Experienced Bank Professional @ Central State Bank
State Center, Iowa, United States
Mike Phillips's Location
Ames, Iowa, United States, United States
Mike Phillips's Contact Details
About Mike Phillips

I am results focused banker that specializes in finding the optimal solution for each customer’s unique needs. In my 20+ year career I have had the opportunity to work in all facets of banking. I started as a commercial and ag lender, was promoted to Cashier where I focused on bank operations, asset and liability management, the bond portfolio, and compliance (including Bank Secrecy Act), I have specialized in Treasury Management at a $2+ billion bank, and then was responsible for the Retail side of a $300+ million bank including commercial and consumer deposits, consumer and mortgage lending, the investment center, and deposit compliance. During my career, I have grown loan portfolios (commercial, mortgage, and consumer), increased deposits, increased non-interest income, and decreased both interest and non-interest expense. My experience allows me to not only be a lender but to also be a resource to business owners and managers. I focus on the relationship with the business owner and strive to be a resource to help the business owner continue to be successful.

Mike Phillips's Current Company Details
Central State Bank

Central State Bank

View
Experienced Bank Professional
State Center, Iowa, United States
Employees:
38
Mike Phillips Work Experience Details
  • Central State Bank
    Central State Bank
    State Center, Iowa, United States
  • Ts Bank
    Market President
    Ts Bank May 2020 - Feb 2023
    Treynor, Ia, Us
    Igniting Prosperity in Ames and Central Iowa.
  • Greater Iowa Credit Union
    Business Loan Officer
    Greater Iowa Credit Union May 2013 - May 2020
    I specilize in creating the optimal financial solution for each client's unique needs and situation.
  • Yss
    Vice Chairperson And Treasurer
    Yss 2013 - 2016
  • Visionbank
    Senior Vice President
    Visionbank Sep 2010 - Apr 2013
    Managed the Retail functions of the bank including personal and commercial deposits, mortgage and consumer lending, investment center, BSA and deposit compliance. Significantly increased core deposits as well as non-interest income.
  • Community Bank
    Vp/Cashier
    Community Bank Dec 2009 - Sep 2010
    Started my banking career here November 2003 in commercial and ag lending. Assisted in the daily management of a $120+ million dollar community bank. Served on loan commitee and Asset and Liability committee.
  • Federal Reserve Bank Of Chicago
    Bank Examiner
    Federal Reserve Bank Of Chicago Feb 2009 - Nov 2009
    Examined commercial banks for safety and soundness. Primary concentration was reviewing commercial and agriculture credits including complex credit facilities. Secondary concentration on Bank Secrecy Act exams.
  • Bankers Trust
    Vp/Treasury Management
    Bankers Trust Jun 2007 - Nov 2008
    Responsible for growing the commercial deposit portfolio, selling/servicing cash management products and developing new services to increase fee income.
  • Community State Bank
    Vp/Commercial Ag Loan Officer/Cashier
    Community State Bank Nov 2003 - Jun 2007

Mike Phillips Skills

Commercial Banking Credit Analysis Small Business Lending Commercial Lending Loans Banking Credit Mortgage Banking Alco Retail Banking Bank Management Lines Of Credit Finance Leadership Strategic Planning Team Management Agricultural Lending Treasury Services Financial Analysis Financial Modeling Treasury Management Credit Risk Credit Scoring Cash Management Mortgage Lending Investments Consumer Lending Portfolio Management Loan Origination Underwriting Sba Cross Selling Relationship Management Management Risk Management Deposits

Mike Phillips Education Details

  • Simpson College
    Simpson College
    Mathematics & Economics
  • Iowa School Of Banking
    Iowa School Of Banking
    Banking
  • Southwestern Community College, Iowa
    Southwestern Community College, Iowa
    General
  • Interstate 35 Community School District
    Interstate 35 Community School District

Frequently Asked Questions about Mike Phillips

What company does Mike Phillips work for?

Mike Phillips works for Central State Bank

What is Mike Phillips's role at the current company?

Mike Phillips's current role is Experienced Bank Professional.

What is Mike Phillips's email address?

Mike Phillips's email address is mi****@****ank.com

What is Mike Phillips's direct phone number?

Mike Phillips's direct phone number is +151596*****

What schools did Mike Phillips attend?

Mike Phillips attended Simpson College, Iowa School Of Banking, Southwestern Community College, Iowa, Interstate 35 Community School District.

What skills is Mike Phillips known for?

Mike Phillips has skills like Commercial Banking, Credit Analysis, Small Business Lending, Commercial Lending, Loans, Banking, Credit, Mortgage Banking, Alco, Retail Banking, Bank Management, Lines Of Credit.

Who are Mike Phillips's colleagues?

Mike Phillips's colleagues are Brian Disney, Chad Mcdonald, Lori Ash, Vicki Sager, Eric Watson, Judy Eggers, Lynnette Vollers.

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