Mike Ramazio, Jm, Ba work email
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Mike Ramazio, Jm, Ba personal email
As a Senior Sales Executive and successful serial entrepreneur with over 25 years of experience in the banking, leasing, commercial real estate, asset management, and finance industries, I have honed my expertise in sales leadership, business strategy, and driving sales. Skilled with AI, data analytics, and developing go-to-market strategies (GTM). I am a data-driven leader focused on optimizing sales efficiency, process improvement, and delivering strong business results.Achievements and Awards:❖ Built National Commercial Equipment Finance Company Start-up Through M&A $30m❖ Grew Public Company Bank Department Commercial Sales from $0-over $XXX million 3 years❖ Multiple National Top Sales Awards Personal and Team Selling in Public & Private Companies❖ Built FinTech Company that Developed and Sold CRM SaaS Technology and Systems with API Integration❖ Experienced Leader with over 120 EmployeesAs an excellent communicator, I engage with internal and external stakeholders and am proficient in PowerPoint presentations. I thrive in cross-functional team leadership while coaching and influencing others. Additionally, I enjoy the challenges of M&A, negotiation, due diligence, and turnarounds.My expertise includes strong P&L, Balance Sheet, OPEX, CAPEX, non-profit, real property, and competitive analysis skills. I am adept at budgeting, forecasting, reporting, banking law, regulation, legislation, BSA/OFAC/AML, and contracts (Juris Master), and highly experienced in implementing technology and CRM (FINTECH). I am experienced in developing and growing third-party broker relationships.I have successfully navigated challenging financial sector cycles (2001, 2008, and 2020). I believe that every downturn presents opportunities. Being opportunistic, I can quickly turn around, restructure, adapt, and realign the company mission to mitigate risks and rebound when threats are understood and subside.Customer success is only achievable when the overall customer experience is a top priority and an underlying condition of solid decision-making.Related titles Corporate Leader, Land Development, Land Entitlements, CSO, SVP, SVP of Sales, SVP of Sales Strategy, Sales & Marketing, Senior Vice President of Sales, Syndication, Sales Director, Head of Sales
Merit Management Group, Inc.
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PresidentMerit Management Group, Inc. Feb 1997 - PresentWith over three decades of land development experience, I have honed an extensive skill set encompassing all aspects of land use, zoning laws, annexation, and land planning. My expertise lies in navigating complex regulatory landscapes, ensuring compliance while optimizing the potential best-use of each project. Highly skilled with landlord-tenant lease language negotiation, HOA bylaws & financing, administrative agencies, laws, rules and regulations, and complex project amortization. Skilled in Florida laws and statutes and interpreting intricacies. My approach is collaborative, working closely with team members, architects, engineers, legal advisors, city planners, and all stakeholders to deliver the best results. A few key achievements are listed below.• Subdivided multi-million-dollar commercial property, conducted environmental studies, negotiated and managed tenant lease agreements, arranged owner financing, and facilitated all legal aspects of the project.• Currently converting agricultural property to commercial best use. Developed city-county annexation strategy and negotiated rezoning, water & sewer, fire, site preparations, and all land development strategic planning.• Subdivided residential land parcel into multiple parcels and developed land.• Procured property in foreclosure and renovated same• Recently completed complex eminent domain action for maximum return.
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Division Executive Vice President & First Vice President - Crestmark Vendor FinanceMetabank May 2017 - Jun 2022Sioux Falls, Sd, UsLed day-to-day sales operations (team leadership, logistics, sales strategy), driving productivity and budgetary performance of the equipment leasing sales department. Created an entry point for Crestmark in the small-ticket equipment lending space. The resultant division funded over $XXXM within just over 3 years. Developed and implemented various financial products while focusing the sales team to promote business, products, and services volume. Engaged customer base to generate significant revenue. Partnered with upper management to develop and implement policies/procedures to improve department efficiency and profitability. Grew relationships in multiple industries (healthcare, fitness/wellness, manufacturing, technology equipment, construction, construction equipment) by reviewing financial statements, and credit reports, doing due diligence, and negotiating lease transactions. Non-profits and commercial building transactions were specialty industry areas. I successfully developed and managed numerous third-party broker relationships and oversaw portfolio performance. Key Words: Commercial finance, SBA, 504, 7A, express, business plans, monthly reporting, cross-sell, syndication, sales management, business analysis, equipment leasing, equipment financing, commercial, working capital, refinance, restructure, debt, operational risk, risk management, fraud prevention, fraud risk, fraud prevention, insurance, SMB, small medium big business, commercial buildings, non-profits, fair lending laws, banking compliance, BSA, OFAC, AML, anti-money laundering, FINCEN, OCC, OFR, FDIC, monitoring, capital ratios, KYC, CDD, UCC, banking analytics, financial analysis, reporting, corporate finance, stocking, strategic partnerships, influence, committed, business industry, decision making, salesforce, salesforce.com, data analysis, solar, wind, battery storage, green energy -
Ceo | Svp | Sales Director | Chief Revenue Officer (Cro) | Chief Operating Officer (Coo)Allstate Capital, Llc Mar 2001 - May 2017As an entrepreneur, I co-founded and built a successful 100% cloud-based company, Allstate Capital, which specialized in commercial small-ticket equipment leasing and financing products across the United States. With a focus on innovation and creative financing solutions, I drove strong sales growth year-over-year and maximized operating efficiencies to levels unheard of in this industry sector. Extracted digital data and converted it into data intelligence strategy. Analyzed data, forecasted sales goals, develop budgets and financial reporting transforming data intelligence into business intelligence. Discovered new business opportunities while improving existing relationships. I utilize my vision, management experience, and motivational skills to meet business requirements and prepare management initiatives.Under my leadership, Allstate Capital funded over 550 small-ticket transactions annually. Achieved the prestigious US Bank In-Tandem award 7 times for outstanding performance. Managed the $70M US Bank portfolio amongst several other portfolios. These accomplishments are a testament to my unwavering commitment to strategic partnerships, portfolio management skills, and meticulous attention to detail.In May 2017, Crestmark Bank recognized the value of Allstate Capital and acquired the company. I negotiated the Merger & Acquisition (M&A) process involving the sale of the company and handled all aspects of the offering memorandum, presentations, negotiations, due diligence, and development of contractual language. I served in multiple executive-level capacities, including CEO, Managing Member & Co-Founder, Chief Operating Officer (COO), Chief Revenue Officer (CRO), Sales Director, and Senior Vice President (SVP).My experience leading Allstate Capital and working with Crestmark has provided me with a deep understanding of the financial services industry and reporting, as well as expertise in business strategy, operations, and sales. -
Ceo | Chief Sales Officer (Cso), Chief Technology Officer (Cto), Chief Revenue Officer (Cro)Us Convergence, A Division Of Worldwide Trader, Llc Jul 2000 - Dec 2016I co-founded the company as a revenue producer to expand Allstate Capital's infrastructure with sophisticated system design and technology platform development. I developed custom .NET CRM software and sold, installed, and serviced various technology platforms, including Amcat, Avaya, Cisco, Toshiba, Microsoft, SaaS, and many more. Responsible for integrating digital data management and AI algorithms into design strategies from the outset. As a result, the company grew into a multi-faceted technical integration specialist, serving many commercial customers.My achievements included designing complex business communication platforms, proprietary CRM database design and management, Microsoft Server Administration, and implementing server networks. I also managed various projects, including cloud computing and network implementations, real-time reporting, as well as overseeing the sales process and lead generation. My focus on CRM, data intelligence, and data analytics enabled the company to excel in digital transformation and implement enterprise software, providing our clients with top-notch solutions.
Mike Ramazio, Jm, Ba Education Details
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Florida International University - College Of LawBanking & Finance Law -
University Of Central FloridaGeneral
Frequently Asked Questions about Mike Ramazio, Jm, Ba
What company does Mike Ramazio, Jm, Ba work for?
Mike Ramazio, Jm, Ba works for Merit Management Group, Inc.
What is Mike Ramazio, Jm, Ba's role at the current company?
Mike Ramazio, Jm, Ba's current role is President @ Merit Management Group, Inc. | Land Entitlements | CRE | Land Development | Commercial Lending | Annexation | Rules & Regulations | Driving Company Growth with AI..
What is Mike Ramazio, Jm, Ba's email address?
Mike Ramazio, Jm, Ba's email address is mr****@****ank.com
What schools did Mike Ramazio, Jm, Ba attend?
Mike Ramazio, Jm, Ba attended Florida International University - College Of Law, University Of Central Florida.
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