CPT Wealth Strategies Founder and President Mike Roberts has over 3.5 decades working with his clients "PLAN to Succeed" providing sound, sane and safe financial advice to create an immediate estate at a triggering event.CPT Wealth has extensive hands on experience in the risk transfer industry with and a deep working knowledge of the family planning issues faced by high net worth individuals, family offices, their companies and employees.Mike works side by side with advisers, employers, employees, and labor unions by helping them to maximize premium dollars spent, policy ownership, funding options ( Premium Finance ) and policy performance for active and retired employees.I help my clients: CREATE - PROTECT - TRANSFER WEALTHKey Person / business management protection, succession planning and personal estate planningand salary continuation are just a few of the areas CPT Wealth helps to leverage years of on the job situational problem solving techniques, and todays cutting edge technology to bring the most creative financing models and incorporate current tax laws to fund and own products in the most tax efficient manner.Long Term Care programs to provide asset and DIGNITY protectionSpecialties: life insurance, disability insurance, long term care insurance, annuities, group benefits, retirement plans, deferred compensation plans, SERP plans and Executive "C" suite carve out plans and active - retiree ( pre and post - age 65 medical health care plans )