Mike S. Email & Phone Number

Austin, Texas, United States

United States

Round Rock, Texas, United States

Senior level commercial banking position responsible for managing an existing client portfolio with continued focus on new business development.- Collaborate closely with credit teams on structure, analysis, negotiation and loan portfolio monitoring.- Manage complex, multi-product commercial client relationships including Owner Occupied and Investor Real Estate Loans, Business Lines of Credit, Commercial Credit Cards, SBA Loans and Treasury Management services resulting in 90% retention of portfolio over two year period with no delinquency or past due loan covenants.- Coordinate sales and service efforts by working closely with numerous product partners including Treasury Management, Merchant Services, Equipment Finance, Wealth Management and local Business Development Officers resulting in new loan pipeline of $7.8MM prior to COVID-19 outbreak in March 2020.

Austin, Tx

Commercial Business RM prospecting medium-large size businesses for loan, deposit and investment opportunities.- Assigned a legacy Business Banking portfolio of ~$25MM in loan/deposits.- Maintained high retention of existing clients, sourced ~$5mm in new SBA and Conventional Loans and increased deposits ~$2.5MM.

Austin, Tx

Senior level position charged with helping management return a failing bank to profitability.- Assisted the Bank’s Special Asset division with workouts, restructures, past due collection, foreclosures and sale of Bank owned assets. - Developed and managed a network with third party referral sources that generated a flow of $100MM in new consumer and business loans.- Grew the Bank’s C&I and Investor Real Estate Loan portfolio for its Waco, Texas market by ~$2.5MM).