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20+ years as a serial Founder, CTO, and product leader with multiple successful exits, product launches, and game changing innovation. Industry expertise includes fintech, multi-sided networks, ecommerce, financial services, for both start-ups and publicly traded fortune 500 companies. Comfortable managing budgets of $30M and writing the first line of code production prototypes or massive scale platforms.Key Achievements•Rearchitected and simultaneously built out marketplace for Small Business bank loans resulting in $500M annual originations•Developed a massively scalable data and AI platform, scaling 500X in six weeks, generating over $1B gross revenue•Led technology strategy for Intuit Partner Platform resulting in successful launch of Intuit’s SaaS developer platform•M&A responsibilities included leading technology diligence teams for all investment and acquisition activities•Led 180 person global product development organization while growing the Intuit payment network 20x in one year•Managed all aspects of security requirements and audits for all banking partners•Recruited by CTO and Founder of Intuit to establish strategy to transition Intuit to a platform company •Grew paid online subscription base to over 500,000 with annualized growth rate of over 50%. •Distributed data in near real time to search partners including Google, Yahoo, and Verizon with peak distribution volumes at 1M updates per hour.
Quantum Financial Technologies
View- Website:
- quantumlends.com
- Employees:
- 152
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CtoQuantum Financial TechnologiesLake Oswego, Or, Us -
CtoQuantum Financial Technologies Jan 2024 - PresentReston, Virginia, Us -
CtoSmartbiz. Sba Loans Made Easy. Sep 2016 - Mar 2023San Francisco, California, UsRecruited by the Board to build out engineering, product, data science, and design teams.•Rearchitected and simultaneously built out marketplace for Small Business bank loans resulting in $500M annual originations and becoming the #1 originator of SBA Sub $350K loans. •Reduced analysis times from days to seconds by architecting and building a real-time transaction analysis platform combining historical bank transactions with credit and tax data.•Architected and built a massively scalable entity classification and extraction system for semistructured and unstructured data sources; trained the models how to identify and read a P&L in under 1 second.•Coached, mentored and hired a data analyst and data science team responsible for developing more than 20 real-time ML models, including new risk default models performing at 25%-30% better than bank baselines.•Designed and deployed a cross organization data platform allowing for real-time access to all •Managed all aspects of security requirements and audits for all banking partners including Wells Fargo, CapitalOne, First Interstate as well as small regional banks -
Ceo & FounderMoneystream Sep 2012 - Aug 2016AI, automation, and Data aggregation platform for US household finances •Built a full AI Personal Financial Assistant - (250K users) for household financial management including auto budgeting, scheduling and paying bills, and unsubscribing from subscription services. Seamless “human assist w/ automation” allowed for appearance of “Full AI customer experience”•Created a data and application platform allowing for money movement, ML model creation and use, and consumer finance workflows.•Predictive algorithms eliminated all late fees and penalties which had initially impacted 55% of users)
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Director Product DevelopmentIntuit 2006 - Jun 2012Mountain View, California, UsDirector of Product - Network Effect/Platform Task Force (2011 - 2012) Recruited by CTO and Founder. Charter: Establish strategy to transition Intuit to a platform company. Participated with seven other high performers in a task force led by the founder, Scott Cook, and CTO.Director Product Development, Intuit Payments Initiatives (2010 to 2011)Recruited by CTO. Charter: Enable payment capabilities across Intuit product lines.Responsible for establishing a global development organization while growing Intuit Payment Network 20x in one year. Director Product Development, Intuit Websites (2009 to 2010)Recruited by CTO and SVP GM. Charter: Integrate or divest five different businesses. Led 180 person global product development organization, introduced new product architecture and retooled product development organization reducing overall product development budget 22%. Grew online paid subscription base to over 500,000 with annualized growth rate of over 50%.Director Product Development, Intuit Mid Market Group (2008 to 2009)Recruited by CTO. Charter: Develop and execute a plan to connect Intuit products to the web.Led technology strategy for Intuit Partner Platform resulting in successful launch of Intuit’s SaaS developer platform (http://ipp.intuit.com/) core to Intuit’s small business connected strategy. -
Cto (Acquired By Intuit $64M During 18 Month Ramp)Stepup Commerce, Inc. 2005 - Aug 2006UsCompleted Intuit Integration Aug 2008. StepUp aggregated and exposed local inventory information from retailers of all sizes to consumers wherever they browsed products online.•Architected large scale data collection, manipulation, and distribution services for over 22 million up-to- date products. At one point this represented 25% of Google’s local shopping volume. •Distributed data in near real time to search partners including Google, Yahoo, and Verizon with peak distribution volumes at 1M updates per hour.•CoBranded the site to power 63 different local search destinations (Nationwide Television Stations) on a single code base. •Responsible for every aspect of technology and product development from inception through acquisition. •Responsible for building the team from 0 to 25 engineers, operations, data center and security systems, scale-out infrastructure, firewalls, and storage. -
CtoInfinityview 2001 - 2004Consulting firm focused on Corporate Development M&A and emerging technology investments.Visa International - Led research effort for future of electronic payments in the US markets.Sony Music PreCache Technologies Spinout - Interim CTO to prove out large scale pub / sub content distribution technology. Canon USA Corporate Development Team - Diligence consulting as subject matter technology expert for 5 strategic partnerships and investments.
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Founder, CtoUptimeone 1993 - 2001Infrastructure Technology and eBusiness Application Service Provider (SaaS) for supply chain transactions. Founder, CEO 1993-1999/ Chief Technology Officer 1999-2001•Responsible for profitably growing the company to $5M in revenue as founder and CEO. established an advisory board, and secured venture funding. •Negotiated alliance deals with IBM, Sun, and HP.•Created and implemented secure, online ecommerce and ebusiness data integration frameworks.•Transitioned the product to 95% recurring revenue SaaS business, focusing on food industry supply chain. Customers included Unilever, Conagra, Campbells Soups, and their direct goods suppliers.
Mike Bertrand Skills
Frequently Asked Questions about Mike Bertrand
What company does Mike Bertrand work for?
Mike Bertrand works for Quantum Financial Technologies
What is Mike Bertrand's role at the current company?
Mike Bertrand's current role is CTO.
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What is Mike Bertrand's direct phone number?
Mike Bertrand's direct phone number is +140847*****
What skills is Mike Bertrand known for?
Mike Bertrand has skills like Leadership, It Strategy, Gsd, E Commerce, Strategic Partnerships, Payments, Agile Project Management, User Experience, Start Ups, Business Development, Agile Methodologies, Scrum.
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