Michael Baker

Michael Baker Email and Phone Number

Retired - At my Wife's beck and call @ The Villages, FL, US
The Villages, FL, US
Michael Baker's Location
The Villages, Florida, United States, United States
Michael Baker's Contact Details

Michael Baker personal email

n/a
About Michael Baker

As a seasoned risk and compliance professional with expertise in financial services, I bring a strategic approach to managing and optimizing operational risk across complex business environments. Formerly at Santander Holdings, where I led the implementation and execution of a comprehensive Issue Management Program across multiple divisions and aligning risk and compliance practices within the bank's policy framework. My experience in establishing Quality Assurance functions, launching SOX/RCSA programs, and enhancing vendor management has consistently improved operational efficiency and compliance. Key accomplishments include designing a knowledge database for Issue Management lifecycle guidance, founding a Quality Assurance department in mortgage servicing, and developing innovative systems to reduce turnaround times and regulatory risk. I am skilled in engaging cross-functional teams, developing lifecycle training programs, and managing high-stakes projects with proven success in issue resolution, risk mitigation, and process optimization. Certified in Operational Risk Management and Six Sigma, I am passionate about supporting organizations in achieving robust regulatory adherence and operational resilience. Let’s connect if you're interested in exploring how my expertise can support your team in driving risk management excellence.Connect with me using: ►►► michaelpbaker@comcast.net ◄◄

Michael Baker's Current Company Details
Home

Home

Retired - At my Wife's beck and call
The Villages, FL, US
Michael Baker Work Experience Details
  • Home
    Retired - At My Wife'S Beck And Call
    Home
    The Villages, Fl, Us
  • Santander Holdings, Usa
    Associate - Issue Management
    Santander Holdings, Usa Sep 2014 - Nov 2024
    Responsible for the implementation and execution of the Issue Management Program across the Technology divisions within the SHUSA organization.
  • Santander Holdings Usa, Inc.
    Associate - Business Control & Risk Management Officer-Shusa Technology Coo T&O Issue Management
    Santander Holdings Usa, Inc. Sep 2014 - Oct 2024
    • Led the execution of the Issue Management Program across multiple divisions at Santander Bank, ensuring adherence to Operational Risk Management and Issue Management policies, and reducing moderate or higher-rated issues by over 167 year-to-date.• Collaborated with cross-functional teams to identify risks, implement corrective actions, and streamline issue resolution, strengthening risk controls and reducing operational risk exposure through regular stakeholder engagement, training, and senior leadership reporting.
  • Santander Bank, N.A.
    Associate - Associate, Risk & Control Self-Assessment (Rcsa) Program
    Santander Bank, N.A. Feb 2018 - Jun 2021
    Boston, Ma, Us
    • Led the implementation of the RCSA program, providing guidance to business units on risk identification, control development, and assessment to strengthen risk management practices.• Trained first-line defense teams on control evaluation, reporting, and compliance with SBNA guidelines.
  • Santander Bank, N.A.
    Associate - Operational Risk Analyst Iii - Home Loans, Consumer & Business Banking Division
    Santander Bank, N.A. Sep 2014 - Feb 2016
    Boston, Ma, Us
    • Oversaw operational risk monitoring, analyzing and aggregating risk events across the Consumer and Business Banking divisions.• Developed corrective action plans and ensured compliance with CFPB regulations.
  • Bank Of America
    Compliance Officer | Residential Lending |
    Bank Of America Aug 2013 - Aug 2014
    Charlotte, Nc, Us
    • Ensured compliance with federal and state regulations related to CFPB and NMS programs.• Developed and integrated a compliance matrix within the bank’s Regulatory Inventory Tool (RIT).
  • Bayview Loan Servicing, Llc
    Vice President Quality Assurance
    Bayview Loan Servicing, Llc Aug 2010 - Aug 2013
    Coral Gables, Florida, Us
    • Established and led the Quality Assurance department, including internal control testing and external audit facilitation, policy & procedure development.
  • Bayview Asset Management, Llc
    Sox Facilitator
    Bayview Asset Management, Llc Jan 2010 - Aug 2010
    Coral Gables, Fl, Us
    Facilitated the company’s first ever SAS 70 report as the project manager.
  • Interbay Funding, Llc
    Vice President National Operations
    Interbay Funding, Llc Nov 2002 - Jan 2010
    • Developed and implemented company-wide policies, procedures, and compliance programs for new and existing commercial product lines, optimizing process workflows across branch networks in the U.S. and Canada to improve efficiency.• Established operational infrastructure in U.S., Canadian, and U.K. markets, serving as a liaison with parent companies' Internal Audit and mortgage servicing divisions to address audit and compliance issues
  • Interbay Funding, Llc
    Assistant Vice President Operations Manager
    Interbay Funding, Llc Apr 2000 - Nov 2002
  • Interbay Funding, Llc
    Compliance Officer - Quality Control
    Interbay Funding, Llc Apr 2000 - Sep 2001
  • Interbay Funding, Ltd (Canada)
    Vice President / Branch Manager Canadian Division
    Interbay Funding, Ltd (Canada) Jan 2007 - Jun 2007
    Concurrent with my position at InterBay Funding, LLC (US)

Michael Baker Skills

Loans Management Mortgage Lending Credit Finance Banking Process Improvement Risk Management Vendor Management Mortgage Banking Leadership Strategic Planning Quality Assurance Due Diligence Residential Mortgages Sales Credit Analysis Financial Services Analysis Financial Analysis Underwriting Loan Origination Investments Executive Management Portfolio Management Mortgage Servicing Contract Negotiation Loan Servicing Loss Mitigation Change Management Team Building Refinance Commercial Lending Operations Management Commercial Banking Real Estate Six Sigma Mortgage Underwriting Start Ups Human Resources Commercial Mortgages New Business Development Sales Management Quality Control Vendor Audit Regulatory Requirements Residential Consumer Lending Document Review Mortgage Operations Policy Development

Michael Baker Education Details

  • Cambridge College - Graduate School Of Management
    Cambridge College - Graduate School Of Management
    Management Science
  • Kent State University - Graduate School Of Management
    Kent State University - Graduate School Of Management
    Information Architecture And Knowledge Management
  • Bridgewater State University
    Bridgewater State University
    Business Administration - Management
  • Massasoit Community College
    Massasoit Community College
    Business Administration

Frequently Asked Questions about Michael Baker

What company does Michael Baker work for?

Michael Baker works for Home

What is Michael Baker's role at the current company?

Michael Baker's current role is Retired - At my Wife's beck and call.

What is Michael Baker's email address?

Michael Baker's email address is mi****@****ast.net

What schools did Michael Baker attend?

Michael Baker attended Cambridge College - Graduate School Of Management, Kent State University - Graduate School Of Management, Bridgewater State University, Massasoit Community College.

What are some of Michael Baker's interests?

Michael Baker has interest in Poverty Alleviation, Education, Economic Empowerment.

What skills is Michael Baker known for?

Michael Baker has skills like Loans, Management, Mortgage Lending, Credit, Finance, Banking, Process Improvement, Risk Management, Vendor Management, Mortgage Banking, Leadership, Strategic Planning.

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