Pricing and Experience Analysis for Group LTD

Experience Analysis for Group LTD• Led an Experience Analysis team, managing a Data Scientist/ASA and one Actuarial Student.• Conducted experience studies for LTD claim cost assumptions, including termination rates, Social Security approval rates, and return to work probabilities. • Partnered with the Valuation and Plan teams to align on best estimate assumptions.

Actuarial exams are frustrating. We're here to help. Learn tips from the world's youngest actuary to pass your exams in less time: http://www.rethinkstudying.com/Actuarial Exam Tactics has been adopted by the Actuarial Society of South Africa and over a dozen universities in the US.

Capital Management for Hong Kong Guaranteed-Return Pension Funds• Led modeling for the proposed Risk-Based Capital regulation, shifting to market consistent valuation.• Conducted capital analysis to recommend a one-time dividend and lower level of capitalization.• Developed risk-return analysis and hedging recommendations for Guaranteed Fund closure.• Managed an intern to conduct economic scenario generator analysis for assumption-setting.• Communicated with regulators to explain economic scenario generator methodology and assumptions.Actuarial Modernization & LDTI Analysis• Developed a modernized payout annuity MG-ALFA model for financial reporting.• Designed coding standards and modeling best practices to modernize MG-ALFA models.• Coordinated the Actuarial Community Book Club and professional development sessions.

Financial Reporting, Valuation, and Modeling for Group Insurance Products• Performed reserve valuations and financial reporting for Group Disability block ($800M+ in liabilities).• Streamlined month-end reporting with SAS and VBA to save 12 hours per month.• Analyzed claims and premiums to recommend a new LTD reinsurance structure (increased attachment point).• Conducted annual cash flow testing and ALFA modeling for group insurance products.• Communicated earnings drivers for group insurance products to assist in quarterly earnings call prep.

Financial Reporting and Valuation for Group Long-Term Disability (LTD)• Performed reserve valuations and financial reporting for LTD.• Communicated earnings drivers for LTD products to assist in quarterly earnings call prep.

Pricing and Risk Management for Guaranteed Investment Contracts• Designed new risk management and pricing models for the Guaranteed Investment Contract product. • Recommended a product design change to mitigate tail risk in the low interest rate environment

Developed the "GOAL Score" algorithm to quantify students' exam readinessAdvised on the development of GOAL and StudyPlus+ tools

Created an online network to connect coaches and fitness athletes (e.g. bodybuilders, powerlifters).-Hired and led a web development team-Developed analytics & insights dashboards to grow web traffic to over 10K monthly users-Created a SEO strategy, achieving a top 3 Google search ranking for target keywords-Scraped data from personal training websites to develop a customer acquisition database-Recruited over 1000 personal trainers

Prepared pension valuation reports for client presentations