Mike Raymond Email and Phone Number

Assist financial institutions in assessing, launching, and expanding credit card programs. Create competitive and profitable value propositions through robust product development. Develop comprehensive Go-To-Market strategies to maximize opportunities and grow portfolios. Provide expert advice on financial dynamics and P&L building. Leverage analytics to review and drive portfolio activities.

Responsible for delivering a product roadmap for U.S. Bank’s Small Business Credit Cards with world-class quality and speed.• Managed a team of five senior product managers. Establish team priorities, coach and develop skill sets and foster a collaborative, customer-centric culture. • Orchestrated an accelerated small business growth strategy, leading to the successful recruitment of 50 additional team members and is expected to generate $150,000,000 in incremental revenue over a 5-year period.• Designed Leverage Small Business Card, where we acquired over 70,000 accounts generating $100,000,000 in 5-year revenue. • Managed American Dental Association consumer and business relationship where we grew business card sales by 160% over a 3-year period.• Partnered with Risk and Underwriting to create new business centric underwriting strategies benefiting our high value customers. • Experienced in Agile and Waterfall project management environments

Managed Small Business Credit Card products in support of 1,400 financial institutions across the country. • Launched Community Card in 2012, targeting new category – fast track product development through creative and collaborative solutions and launched in 6 months vs. 12–18 month development time. Generated $3,000,000 in incremental revenue for first two years of launch.• Developed new consumer affluent product for KeyBank - first ever in the white label market. • Created new pricing and fee strategy for November 2010 implementation for both consumer and business products.

Managed Corporate Rewards Program for U.S. Bank Corporate Credit Card. • Launched new Corporate Card Rewards program adding gift certificates to the traditional travel program. Reduced cost of program by 20%.• Managed Stratus Rewards Credit Card co-brand affluent program for both consumer and corporate cards.• Partnered cross functionally with marketing, customer service, vendor relations, credit, fraud, risk management, and sales.

Responsible for managing desktop computer products (personal computers), which is the largest product category, contributing to 50% of the overall company revenue. Responsibilities include maintaining vendor relationships, price negotiations, supply chain management, forecasting, product positioning, pricing, web content, promotional activity and training. Work responsibilities cross many departments: sales, marketing communications, purchasing, engineering, production, quality, MIS, operations and executive management. Manage one employee in department.

Responsible for marketing and managing printer/scanner line for the entire company. Additional duties include training sales representatives, working directly with vendors and distributors, and marketing and maintaining products for the e-Additions Department.