Over 22 years of experience arranging a variety of debt / credit products for lower middle market companies. $Negative - $20 million in EBITDA, facilities from $5 - $100 million, senior debt, subordinated debt, unitranche and mezzanine. Factoring, Sale / Leasebacks and ARR lending for SaaS Companies.senior debt and subordinated/mezzanine debt for middle-market ($20MM - $500MM in Revenue) companies. Use of funds can be to refinance existing debt, acquisition financing, growth and expansion capital or leveraged dividend.Specialties: Arranging financing for companies that cannot find traditional commercial bank financing due to a variety of reasons including:Leveraged BuyoutAcquisitions with minimal EquityHistorical Net LossesOver-leveraged Balance SheetEBITDA Under $10MMTerm Debt HeavyWorkout or Special Assets at Current LenderOut of Favor IndustryLack of CollateralNon-Traditional AssetsSTRUCTURESAsset-based Cash flow UnitrancheReal Estate / M&E Subordinated / MezzanineSale / LeasebacksSaaS / ARR Bridge DIP SBA 7(a) and 504USDACLIENT BASEPrivate & Public CompaniesPrivate EquityIndependent SponsorsFamily OfficesFamily BusinessesEntrepreneursCLIENT PROFILEManufacturing, Distribution and Service Based Companies$20MM - $500MM in Revenues$2MM - $100MM in Credit FacilitiesSpecifically Asset-Based loans, Cash Flow loans, Real Estate and Commercial Revolving Lines of Credit, Real Estate Term Loans, M&E Term Loans and Subordinated/Mezzanine Term Loans, ARR / SaaS Lendingsenior secured debt, asset-based loans, acquisition financing, buy-side advisory, mezzanine financing, SBA 7(a) and 504 financing, USDA financing