Michael Sanchez Email & Phone Number

Dallas, TX, US

Dallas, Texas, United States

Credit analyst working with other teammates to manage and make active buy/sell decisions for a ~$2.0bn book of leveraged loans across the Aerospace & Defense, Services, and Paper and Packaging industries.https://whitestaram.com/

Dallas, Texas, United States

• Citi Commercial Bank
• Manage all aspects of the loan life cycle for a $600MM C&I portfolio of industrial clients with revenues ranging from $300MM to $3BN. Responsibilities include vetting prospects, structuring and presenting terms.
• Performs and presents in-depth analysis on the financial condition and creditworthiness of borrowers by identifying risks, analyzing repayment capacity trends, assessing risk ratings, and forecasting free cash flows.
• Subject matter expert and lead team member for all credit product regulations, policies, and procedures, including bilateral and syndicated revolving and term loan facilities, acquisition financing, leveraged lending.
• Serves as the lead client interface for all credit matters and transactions, including the diligence process, negotiating terms and financial covenants, and interfacing with legal counsel throughout the legal and.
• Successfully managed and led the underwriting and deal process for the largest performance letter of credit facility in the U.S. commercial bank, a $140MM bilateral revolving line of credit for a U.S. based chemical.

New York, United States

• Investment Banking Senior Associate, Financial Institutions Group (FIG)
• Investment banking senior associate providing industry coverage for depository banks and specialty finance companies across various asset and risk classes, including prime and subprime consumer, student, and mortgage.
• Conducted sum-of-the-parts valuation and illustrative restructuring and spin-off analysis for the largest independent full-service global investment banking firm headquartered in the U.S., which was trading at a.
• Developed credit risk operating model and lender presentations for the $600MM Term Loan B debt financing for a private V.C.backed online tech-enabled student lender’s acquisition of a digital custody and clearing.
• Advisory and term loan debt financing representing a financial sponsor in the multibillion-dollar acquisition of a privately held FinTech company that provides cash sweep and reciprocal deposit services to its network.
• $1BN IPO of a mortgage-REIT being spun out of a global asset management firm with $1.7TN AUM (Joint Bookrunner) - Coordinated Citi due diligence process, prepared equity commitment committee memorandum, coordinated.

New York

Financial Institutions Group - Banks and Diversified Financial Companies

5807 S Woodlawn Ave, Chicago, IL 60637

• Concentrations in Accounting, Economics, Finance, and International Business
• Co-Chair of the Armed Forces Group. Member of the Investment Banking Group and Hispanic American Business Students Association
• GMAT: 720 (94th Percentile); Merit Based Diversity Scholarship Recipient
• Management Leadership for Tomorrow (MLT) Fellow – Selected as one of 230 participants nationwide for rigorous professional development course for high achieving diverse talent.

New York, New York

• Citigroup Global Markets Inc. | Financial Institutions Group | Investment Banking
• Conducted initial due diligence and worked on development of RFP for the IPO of U.S. insurance conglomerate with more than $600bn AUM
• Constructed and analyzed financial model for a Swiss global insurance conglomerate for a buy side transaction of a Bermuda based global insurance and reinsurance company with a firm value of $12bn
• Developed presentation for the CEO of a Florida based regional bank with $10bn total assets on non-interest income revenue diversification streams

Washington D.C. Metro Area

• As Acting Director, planned and allocated a $250K budget, supervised 10 senior military staff members, oversaw the non-medical care of over 130 Navy wounded warriors, and supervised the hiring of a senior-level federal.
• Achieved top ranking out of 6 regional offices for FY15 annual inspection from national headquarters by developing robust quality assurance program, showing significant improvement from the previous year’s inspection
• Provided employment assistance mentorship to transitioning wounded warriors by collaborating with the Office of the Secretary of Defense (OSD), resulting in eight positions at the DIA, FBI, NSA, the White House, and.
• Fostered strategic relationships with several 501(c)(3) nonprofits resulting in over $50K in donations for my wounded warriors

Greater Seattle Area

• Supervised and trained over 140 sailors over the span of 3 years in operation of $4.8B nuclear-powered submarine, culminating in operational readiness for high-stress, classified operations
• Ranked as the number one Junior Officer out of ten for FY13 for outstanding performance during five missions vital to national security in the Northern Atlantic and two submerged transits of the polar ice cap
• Hand-selected by the Captain to surface the ship through the Arctic ice at the North Pole, a complex operation rarely conducted by a junior officer
• Achieved a top 10% ranking in the Navy during a tactical readiness evaluation, as well as the highest possible grade during a rigorous nuclear inspection as the officer in charge of the largest division onboard, both.

Master Of Business Administration (M.B.A.), Concentrations In Accounting, Economics, And Finance

Activities and Societies: • Co-Chair of the Armed Forces Group. Member of Investment Banking Group and Hispanic American Business Students.

Qualified As A Nuclear Engineer By The U.S. Department Of Energy And The U.S. Navy, Nuclear Engineering

• Rigorous training program covering all aspects of nuclear power and propulsion. • Hand-selected by a four-star Admiral for submarine.

Bachelor Of Science (B.S.), Chemical Engineering

Activities and Societies: Vice President of Sigma Phi Epsilon- Elected VP of Sigma Phi Epsilon Fraternity, a fraternal student group with.

International Baccalaureate Degree, International Baccalaureate (Ib) Diploma Recipient

Activities and Societies: International Baccalaureate Program GraduateInternational Baccalaureate (IB) Diploma Recipient IB Extended Essay.