NMLS ID: 2443884Easymortgageco.com

FHA- VA Wholesale Lending:*Elite Wholesale Government Lending*Nationwide: Ranked Top 10 in VA VolumeNationwide: Extremely Aggressive FHA- VA-Reverse Pricing -Service Wholesale Broker Loans (Nationwide)-Service Correspondent Loans (Nationwide)-Service Warehouse Line Loans (Nationwide)

Originate home loans (FHA/VA/ MHA/ Conforming/Jumbo etc.)-Attend Open Houses Twice a week to enhance Purchase Business-Production: Average of 8 Funding Units a Month -Volume: $1,000,000 Monthly Fundings-Applications- Average of 10 Refinance App’s a month/ 4 Purchase App’s a Month

Originate home loans (FHA/VA/ MHA/ Conforming/Jumbo etc.)-Attend Open Houses Twice a week to enhance Purchase Business-Outbound calls to Local Realtor Offices-12 hours a week in assigned Banking Centers (Newbury Park/ Moorpark)-Production: Average of 10 Funding Units a Month -Volume: $2,000,000- $2,500,000 Monthly Fundings-Applications- Average of 15 Refinance App’s a month/ 2 Purchase App’s a Month

Mortgage Claim Reviewer III-Review foreclosure process to ensure bank provided proper due diligence prior to foreclosure sale date-Ensured all loss mitigation options were exhausted prior to foreclosure sale.-Calculate borrower income (Wage Earner/ Self-Employed/ Unemployed)-Review Tax Returns (All Schedules)-Review NPV Calculations- Reviewed/ Verified all Foreclosure docs sent to borrower in timely fashion, and in accordance to Deed of Trust. Applications Used: AS400ls/ LAMP/ CaseTracker/ iPortal/ Attorney Docs/ HomeBase/ HomeSaver/ Urban/ Equator

Collected Home Owners documents. Performed Credit Analysis’. Analyzed Taxes. Ordered BPO’s. Calculated/Verified Income. Determine DTI Ratio’s. Set up Trial Plan. Made final decision on Loan Mod file, ex. Approve/ Deny.Achieved Maximum Bonus several times with an average of 35 decisions a month.

Loan Officer specializing in purchases and refinancing consumer home loans 1st and 2nd -Review Income-Review Credit History-Review Property Value

Learned strong communication, customer service and organizational skills-Outbound phone calls to home owners interested in lower interest rates through means of refinancing their mortgage.