Michael Toth Email & Phone Number

Cleveland, OH, US

Medina, Ohio, United States

Westfield Bank provides relationship-based banking services for businesses and individuals across Northeast Ohio and for independent insurance agencies across the country. Customers look to Westfield Bank for knowledgeable, personal service, local decision-making and the convenience of online and mobile banking anytime and anywhere. Customers choose.

Medina County, Ohio, United States

Westfield Bank provides relationship-based banking services for businesses and individuals across Northeast Ohio and for independent insurance agencies across the country. Customers look to Westfield Bank for knowledgeable, personal service, local decision-making and the convenience of online and mobile banking anytime and anywhere. Customers choose.

Northeast Ohio

Led the revenue-producing business lines, as well as certain administrative functions. Promoted organizational initiatives that optimize products, services, operational processes, and customer experiences in order to grow revenues, reduces expenses and enhance efficiency.

Northeast Ohio

Responsible for Consumer & Small Business Banking, Private Banking, and Mortgage Banking, as well as implementing new capabilities, improving processes, and enhancing internal and external user experiences to grow revenues, reduce expenses, and enhance efficiency.

Cleveland/Akron, Ohio Area

Supported the revitalization of the Business Banking Segment serving business customers up to $10 million in revenue. Led strategy, infrastructure development, product management, segment operations, risk, and Small Business Administration (SBA) program with a staff of 52.

Cleveland/Akron, Ohio Area

Managed $1 billion of annual global expenses. Built and managed the enterprise approach to oversee largest strategic partners and mitigated third-party risks associated with vendors. Led a staff of 55 people and a multi-million dollar budget.

Cleveland/Akron, Ohio Area

Held fully integrated P&L responsibility including Sales, Marketing, New Product Development, Human Resources, Finance, Operations, Regulatory Compliance, Asset Quality, Credit, & Small Business Administration (SBA) programs for business unit serving companies with less than $20 million in sales. Worked in a matrix management environment, setting strategy.

Cleveland/Akron, Ohio Area

Translated strategic priorities into tangible initiatives and tactics across the country. Developed national staffing models, incentive compensation, performance management plans, training curriculum, human capital and recruiting strategies, asset quality improvement initiatives, technology investments, product development, and pricing activities.

Cleveland/Akron, Ohio Area

Led Business Banking line of business providing commercial loans, products and services to businesses from $1 million to $10 million in sales. Coached 3 banking sales teams totaling 25 employees.

Mclean, VA

Built company from start-up. Created and established business infrastructure where none existed. Identified, researched, and developed business processes, procedures, and policies for operations, finance, human resources, purchasing, and administration.

Cleveland/Akron, Ohio Area

Streamlined product management and founded a new line of business, restructuring 6 disparate acquisitions into one cohesive $6 billion business deposits portfolio.

Louisville, Kentucky Area

Held dual role responsibility for retail banking and commercial lending. Managed retail sales and operations for 14 branches with $500 million in deposits, $100 million in loans, $7 million in annual net income, and 36,000+ new deposit accounts per year. Directly accountable for 140 employees. Additionally, managed commercial lending with a sales force of.

Cleveland/Akron, Ohio Area

Directed the sales and marketing efforts for the five bank branches located in Ohio’s Lake and Geauga counties. Responsible for the growth and retention of the portfolio of commercial loans and deposits. Negotiated loan structures and evaluated credit requests up to $2 million. Prepared financial analysis on prospective and current commercial customers.

Cleveland/Akron, Ohio Area

Completed Executive Training Program. Made merchandise purchasing decisions for 16 stores in the Cleveland area.

Master Of Business Administration (M.B.A.), Banking And Finance

Bachelor’S Degree, Marketing, Decision Sciences