As a Realtor with an extensive background in Mortgage Loans and Short Sales Underwriting, Mike Zimmerman has the well rounded knowledge it takes to be the expert you need! When considering a Real Estate Specialist in the Hampton Roads area, a life-long resident with 15 years of experience in all aspects of the home buying and selling process is the professional for you. Prior to entering Real Estate, Mike helped hundreds of families with the Mortgage process as a Mortgage Loan Officer and thousands of families with Modifications and Short Sales as a Loss Mitigation/Short Sale Underwriter. He’s ready to put his broad spectrum of skills to good use, assisting his clients in purchasing and listing their homes! Michael’s top priority is helping families in all stages of life meet their Real Estate goals successfully. Mike’s educational background includes attending George Mason University. He’s a member of the Hampton Roads Realtors Association, Virginia Realtors Association, and the National Realtors Association. In his spare time he enjoys such activities as: bowling, golfing, photography, and hanging out with his pup Bella. Whether you are purchasing your first home or entering the short sale process, Mike Zimmerman is a truly well versed Realtor ready to assist you in the process every step of the way! Contact him today to get started!

I'm concerned with the analytical preparation of potential growth opportunities for the senior management as well as the subsequent support and monitoring of its implementation. Both in the development phase and the implementation phase. I collaborate and integrate the knowledge and feedback from the organization's specialist functions, for example, R&D, production, marketing, and sales to assure that the organization is capable of implementing the growth opportunity successfully. My tools to address the business development tasks are the business model answering "how do we make money" and its analytical backup and roadmap for implementation, the business plan.

• Identify and implement solutions for homeowners in various stages of default, preventing investor loss and allowing borrowers to maintain homeownership. • Maintain knowledge of government and investor guidelines for various foreclosure alternatives including forbearance, modifications, partial claims, HAMP, short sale, and deed in lieu. • Analyze and calculate submitted homeowner documentation for completeness, accuracy, and fraud to determine the borrower’s overall ability to perform on loan. • Negotiate terms of workout solutions with client, borrower, and authorized parties throughout the loss mitigation process. • Maintain thorough knowledge of departmental procedures for Collections, Escrow, Foreclosure, Bankruptcy, and Default Reporting

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. My team has the expertise and knowledge you need to explore the many financing options available

As a tenured professional in the mortgage industry, Michael attributes success to his excellent customer service skills and always keeping the needs of his client first. Offering a diverse group of products enables Michael to custom tailor the mortgage solution which best fit’s his client’s profile and long term financial objectives. Lending is no longer a “one size fits all” industry and Michael's approach to selecting the “best” product, provides his clients substantial savings over the life of the loan.Michael was raised in a Military family and understands the unique demands and stress service families are faced with when relocating. He considers it an honor to assist our veterans and active duty military personnel; whether relocating internationally, a local move or simply lowering their monthly payment through a strategic refinance. His sincere approach, sense of duty and personal integrity foster relationships built on trust and performance.Whether a first time homebuyer or seasoned homeowner, you can rely on Michael to guide you through the complex process of leveraging in our Mortgage Industry todayWith Michael Zimmerman, you are guaranteed:o Competitive Interest Rateso An Array of Mortgage Programso An Experienced Mortgage Teamo Knowledgeable, Professional and Caring Customer Service