Milica Perić Email and Phone Number

• Developing and introducing a set of measures in optimizing financial performance, risk management and strategic planning• Focused on creating value for shareholders and guiding the organization toward sustainable growth• Participate in budgeting forecasting, cash flow and preparation on financial statements• Manage and organize accounting and reporting processes in timely manner• Cooperation with banks, government authorities, legal advisor and audit companies• Coaches and trains persons within the department • Treasury management • Tax optimization

• Developing and introducing a set of measures to improve business process management • Train employees at all level with a new set of measures, coordinate and analyse its implementation and effectively interact with business managers in order to achieve determinate targets • Analyse, examine and interpret account records and financial information in order to provide proper asset allocation • Introducing a set of standards for proper budgeting and forecasts • Closely monitor accounting effects on financial reporting and propose changes• Identifying potential risks in business processes and create a comprehensive set of controls to mitigate them• Collaboration with external associates, attorneys, auditors and all relevant partners• Care for employees and their development introducing a number of benefits on the base of the tailor-made program; recruiting activities

• Ensuring compliance with a Group policy and domestic regulations and proactively propose Group policy changes/improvements in order to develop a more efficient business environment • Evaluate potential financial risks of internal projects and propose the appropriate solutions • Coordinate preparation of the budget, analyse its implementation and effectively interact with business managers in order to achieve determinate targets • Member of Work Out Committee whose goal was to successfully carry out problematic clients • Responsible for the company’s liquidity as a member of the ALCO Committee • Introduction of Early Warning System to timely recognize problematic clients in order to protect the company’s liquidity • Perform comprehensive market analyses to improve the Company’s position – over 10 years in top 5 leasing companies with the lowest NPL ratio• Collaboration with external associates, attorneys, auditors and all relevant partners• Reporting activities to the Group

• Performs comprehensive analyses of customers’ profitability in order to support the sales force to ensure the targeted budget • Analyse clients’ financial performances, budgeting and business planning process in order to set credit limits and collaterals aiming to insure optimal collateral coverage balance• Setting of credit rating criteria in order to ensure high quality of the portfolio• Establishing Credit risk department and bears overall responsibility for its organization • Recruiting and employee care activitiesSelected achievements:• Develop in house credit risk assessment models for corporate clients, individuals, entrepreneurs and agricultural producers which support yearly turnover increase for over 20% without jeopardizing portfolio’s quality.

• Proactively managing all action plans to grow a new relationship, retaining and deepening existing high-value customer portfolio• Consistently analyze/ review customers portfolio in order to be able to continuously identify opportunities for banking solution upselling and cross-selling initiatives• Build and maintain customer relationship to ensure desirable customer experience and satisfaction.• Contact with corporate clients• Process loan applications• Credit Committee and post-Credit Committee activities• Prudence policy creation

• Decide on investment strategies by considering cash and liquidity risks• Control and evaluate the organization’s fundraising plans and capital structure• Perform risk management by analyzing the organization’s liabilities and investments• Supervise all finance personnel (controllers, treasurers etc.)• Ensure cash flow is appropriate for the organization’s operations• Preparing proposals to credit committees• Accounting• Foreign and domestic transactions