Milind Limaye Email & Phone Number

United Arab Emirates

Abu Dhabi, Uae

Outsourced Risk consultant, Operational Risk Management Unit- Reviewing Policies. Procedures, Products, Agreement and other documents for all banking functions including Credit and Credit Administration- Wholesale Credit Administration, Retail Credit Credit Administration.

Reporting to COO of the company. Managed a team of 16 professionally qualified (CS / LLB) personnel. Responsible for overall functioning of the company i.e. Business sourcing and overall operations including – Documentation (Drafting and verifying), Credit Administration, General administration, Legal and Statutory Compliance etc.

Mumbai Area, India

 Spearheading responsibility for managing the gamut of operations pertaining to directing a team of more than 40 staff, on Pan India basis for various credit back office activities. Steering efforts towards documentation as well as the limit establishment for wholesale banking group of the Bank with total loan portfolio worth Rs. 45,000 crores.  Handling Processing unit (Documentation and limit setting up) and MIS unit. Heading Mortgage unit of the bank (Pan India – Corporate, Mid Corporate and Agri advances). Monitoring the creation and completion of mortgage formalities. Managing MIS related activities of the bank for internal consumption as well as external submission including the regulators such as Reserve Bank of India.  Attending to the audit reports (concurrent, statutory, SOX and Reserve Bank's audit) for the wholesale banking portfolio (assets). Delegating responsibility as Nodal Officer of the bank for authorizing submission and claims under various government sponsored schemes such as TUFS, Food Processing, etc.  Responsibility of execution of the Inter Bank Participation deals.  Overseeing creation of charge with the Registrar of Companies.  Looking after the regulatory compliance with regards to various exposures of the bank such as Single / Group, Borrower, Capital Market, Real Estate, etc.  Liasing with the Legal and Credit departments on legal, policy and operational issues.  Imparting training to the Relationship Managers of various business segments throughout India on Documentation, Legal as well as the business matters on an ongoing basis.

Mumbai Area, India

Chief Manager (Credit Risk Analyst and Administration)Key Deliverables Functioning as the Credit Risk Analyst and Credit Administrator for Corporate Business Banking Branch – Andheri.  Involved in framing of Credit policy of the Bank Risk analysis of corporate accounts and financing working capital facilities (including Non fund based limits such as Letter of Credit, Letter of Guarantee, Letter of comfort, Buyer’s credit etc. / Term Loans. Loan Documentation (Drafting and Execution) and Monitoring of credit portfolio post sanction

Mumbai Area, India

 Analysing as well as making an assessment of the credit exposure risk on prospective borrowers as well as managing credit risk of existing corporate borrowers.  Managed credit portfolio of nearly Rs.500 crores of the bank (approximately 20% of the bank's advances) predominantly exposure in Cement, Diamond and Readymade Garments Industries.  Attending to the RBI inspections for Corporate Finance Accounts of the bank.

Mumbai Area, India

 Managing all types of advances (Trade Credit and Corporate) for the Mumbai region encompassing both front office & the back office functions. Worked in Foreign Exchange department – Foreign bills discounting, Issuance of Letter of Cedit, Bank Guarantees and Buyers’ credit