Mindy Miracle Email & Phone Number

West Covina, CA, US

Provide Enterprise Risk Management and Operational Risk Leadership for financial institutions. Experienced in all lines of defense, establishing operational risk programs in issues management, control testing, risk and control self assessment development or credible challenge, building out quality assurance QA programs. Banking areas include commercial.

CA Bureau of Real Estate Licensed Real Estate Broker #01400581California BRE licensed Broker since December 15, 2006. Licensed real estate agent from October 6, 2003 through December 14, 2006. Previously Arizona licensed real estate agent.Provided residential and commercial real estate sales and leasing for Century 21 Americana clients from October 2003.

Chiyoda-ku, Tokyo, JP

Chiyoda-ku, Tokyo, JP

- Establish an operational risk management function for the Chief of Staff organization

Chiyoda-ku, Tokyo, JP

Control Testing and Quality Assurance Center of Excellence (1/17 - 7/20)- established and led a centralized control testing and quality assurance center of excellence for all areas of bank operations -responsible for testing and reporting on over 1000 key controls per fiscal year- built an OFAC Quality Assurance team performing weekly QA for all bank.

Chiyoda-ku, Tokyo, JP

Interim Business Unit Risk and Compliance Officer for Operations and Technology of the Americas, Operations area (1/2020 - 5/2020) - led team of 50+ operational risk management professionals - managed third party risk for Operations and Technology of the Americas- reviewed and approved risk and control documentation, control testing results, reporting.

Chiyoda-ku, Tokyo, JP

Division Risk Manager for Capital Markets, Commercial Loans, Trade Services, and Data Assurance Operations (1/17 - 3/19)- First line of defense responsible for supporting and coordinating the application of MUFG Union Bank, N.A. (MUB)’s operational risk management framework within the Operations and Process Excellence (OPE) Division for the following.

Chiyoda-ku, Tokyo, JP

• Chief of Staff, Operations Business Support, Operations for the Americas (1/2015-1/2016)
• Manage project budget and appropriations, from new project intake through financial reporting
• Develop operational control testing model to test over 400 controls
• Standardize monthly third party vendor reporting for various critical and high risk vendors
• Report on various key initiatives across all areas of Operations including employee level productivity, daily status reporting, issues management
• Improve issues intake process through implementation of data validation and standardized reporting- managed two Assistant Vice Presidents

Chiyoda-ku, Tokyo, JP

As a Division Risk Manager, I am in the first line of defense responsible for supporting and coordinating the application of MUFG Union Bank, N.A. (MUB)’s operational risk management framework within the Investment Banking and Markets (IB&M) Division for the following business units and products: Leasing, Merchant Banking, Mezzanine Finance, Structured.

Independent Beauty Consultant

• Reorganized entire law firm, closed offices in Montebello and relocated firm to San Dimas, CA.
• Developed standardized policies and procedures from case intake through case closure
• Responsible for all finance, accounting, personnel, and budgetary decisions
• Downsized organization, trained and turned over financial management to permanent CFO

Chicago, Illinois, US

• Executed both project work and "gap management" of finance management roles for client companies. Virtually any and all areas under the CFO umbrella (sans SEC Reporting).
• Performed project management roles ranging from project member to project manager for business process improvement, major IT system conversions, integrations, and implementations, mergers and acquisitions, SOX.
• Executed gap management of key finance operations, business process outsourcing, human resources and payroll administration, and accounting roles for Fortune 500 level companies such as Google, Guess?, Comcast.

Managed and directed all accounting, finance, and finance operations including GL Accounting, IT, payroll, and customer service from daily transactions through financial statements and investor reporting. Prepared financial data for sell-side due diligence.

Anaheim, CA, US

Responsible for all accounting functions with 5 direct and 20 indirect reports. Includes A/R, A/P, Payroll, Timberline system administration, reception, fleet maintenenance, administrative services, general ledger through financial statements.

• Managed four accounting managers with 15-20 accounting staff for a global paper and waste paper trading companies with over $100 million in gross annual sales in US
• Managed finance and operational areas of Credit & Collections, Human Resources, Payroll & Benefits, Facilities, Legal Affairs, Information Systems, as well as auxiliary management services
• Oversaw accounting operations, cash flow, accounts receivable and payables, and financial reporting for the Company’s waste paper subsidiary in Haarlem, Netherlands
• Led U.S. based subsidiaries through financial restructuring

Azusa, California, US

• World's largest sprinkler manufacturer - a complex, multi-entity privately held group of companies. Headed internal audit department. Developed audit plan, performed audits, prepared audit reports, and presented.
• Established, managed, and implemented annual Internal Audit Plan
• Reviewed and updated accounting policies and procedures including travel and expenses
• Established, managed, and implemented annual Internal Audit Plan for the World’s largest sprinkler manufacturer - a complex, multi-entity privately held group of companies
• Led audits from planning through reporting including annual inventory counting and review program
• Led process improvement teams to streamline procurement procedures

New York, NY, US

• Management Advisory Services, Business Process Improvement
• Annual Financial Audits, Reviews and Compilations, due diligence, physical inventories, internal audits, and special consulting engagements as requested
• Secured Apple Computer as a Management Advisory Service client for the firm. Performed detailed reviews of facilities, real estate & construction contracts, cafeteria operations, warranty program, recycling, and.
• Led outsourced internal audit team performing financial audits of ABM Industries subsidiaries including ABM Engineering, ABM Lighting, ABM Security Services, and AAMPCO Parking
• Various other clients included Diedrich Coffee, Nestle, Del Monte, Wells Fargo, Jacmar, Pinkerton, Family Savings Bank, Hanmi Bank, SCE Federal Credit Union, New Century Mortgage, FNMA

US

General Ledger Accounting through Financial Statements, Payroll Tax returns, emphasis on billings, cash flow, collections, and restructuring debt.

Los Angeles, California, US

Performed internal audits for various county departments

Needham, Massachusetts, US

Began as full-charge bookkeeper, secretary & receptionist of custom home designer & builder. worked way through college and up to position of office manager. continued part-time from 1988 through 1991, and kept doing monthly accounting through 1994 as an independent contractor.

General Ledger Accounting & Controls, Managed Finance Operations

Managed Financial Accounting through Financial Statements

Distributor of Toro Equipment & sprinkler supplies

Mba, Management Consulting, Controllership

B.S., Accounting

Aa, Transfer, Business

High School Diploma, Business