Ming Jin Email and Phone Number

Commercial real estate financing in the U.S. market encompasses bilateral, club, and syndication participation deals. It involves sourcing and screening potential opportunities, structuring deals, issuing term sheets, negotiating terms, preparing credit applications, conducting due diligence, closing loans, collaborating with third-party vendors and legal counsels, managing lending portfolios, overseeing loan workouts, adhering to credit policies, and generating internal research reports on commercial real estate. Asset classes span office, retail, multifamily, hotel, industrial, condo inventory, data center, medical office, seniors housing, life science, and more. Additionally, exposure to underwriting unsecured term loans for Real Estate Investment Trusts (REITs), Note on Note and warehouse line.

Local corporate banking, fund finance, infrastructure and project finance, U.S. invest to China cross border finance.

1. New deal credit due diligence and pre-screening across front desk on all industries and loans2. Loan credit underwriting and application support.3. Post lending portfolio management and surveillance. 4. Integration with head office and other functions.5. Market intelligence and research reports. 6 Manage and develop portfolio management and credit support team7. Manage front desk junior relationship managers' training and development

Seasoned commercial lending manager:1. Corporate lending with focus on commercial real estate sector and cross border corporates financing2. Providing cross border commercial real estate investment advisory3. Led CMBS securitization program for the branch

Risk manager of Securitized Product Group (CMBS, RMBS, ABS, CLO, Agency and Legacy products)Risk manager of Morgan Stanley Banks (Global Wealth Management, Morgan Stanley Smith Barney)Risk manager of Morgan Stanley US Legal Entities

Credit Risk Modeling, LGD, PD, Basel Capital

One of key business analytical managers for the largest retailer chain in New York market with 200+ stores.