Michael Ducker Email & Phone Number

San Francisco, Ca, Us

Blaide is a stealth AI startup working at the intersection of climate and fintech, in service to home contractors electrifying America's 140M homes.

San Francisco, Ca, Us

As the first Vice President of Product Management at Mercury, I had the opportunity to shape the product management function for the company. Beyond developing customer obsessed innovative strategy, this involved coaching, hiring talented individuals, organizing and leading off-sites for our remote employee base, creating excellent company wide product communication, and developing processes and templates to enhance product iteration. I brought together a team of over 50 across product, data, partnerships, and operations, including hiring 8 exceptional managers and domain experts.In my role, I contributed to several key initiatives:*Facilitating alignment between product, design, and engineering leadership, fostering an environment that supports autonomous leadership and empowered our design & technical managers.*Guiding the company through the SVB crisis and playing a pivotal role in the successful launch of Mercury Vault.*Developed process and principles for new product development & acquisitions. *Streamlining the company's focus towards enhancing product velocity, prioritizing customer-centric outcomes, and eliminating non-essential tasks.*Leading the creation and testing of Mercury Personal Banking & Mercury Working Capital Loans*Leading the team's development and launch of Mercury SAFEs, which simplified the banking process for startups.*Managing a significant processor conversion, transitioning from a key external vendor to an in-house solution.*Contributing to Mercury's growth, significantly increasing both deposits and weekly signups (exact figures not disclosed here).At Mercury, our goal is to transform the startup banking experience, melding the reliability of traditional banking with innovative technology. This approach provides founders with greater control and convenience, redefining banking from a necessary task to an empowering tool for business growth.

San Francisco, Ca, Us

Supporting the CTO and their VPs, I lead the development of Chime's technical strategy and how it enables, supports, and fosters the innovation and rapid execution across all of our product and engineering teams.

San Francisco, Ca, Us

I started and built Chime's engineering product management team, a dozen product managers that develop our underlying financial platform (ledgers, payment gateways, ach processing, bank settlements), application services, data science, and machine learning platforms to support the creativity and needs of all Chime's engineers, product managers and designers to invent the next generation of financial products.Following Chime's acquisition of Pinch in September 2018, I bootstrapped the team and led the definition, development, iteration, public launch and scaling to >1 Million people of Chime Credit Builder and Chime's relationships with Stride Bank, Transunion, Experian, and Equifax. Credit Builder is a complete reinvention of the secured card - with no fees, 0% APR, no credit check to apply and no minimum security deposit. Furnishing payment history to all 3 bureaus, Transunion found that the average member using Credit Builder increased their credit score by 30 points, and 95% of members without a score gained one after using Credit Builder. Chime is the fastest growing bank in America, offering fee free access to your money, early access to your paycheck, up to $100 of completely free overdraft, free credit building, and a host of other features to improve your financial fitness.

San Francisco, California, Us

At pinch, we are on mission to help increase the financial stability of millennials. Through a customer driven process we built a insurance product that included lines of credit to cover at fault, but random events, a full money transmitter licensed payments stack to allow you to break up your rental payments to match your income while keeping all of the advantages of paying with a money order, and most recently, the first ever way to add your rental payment history to all 3 major credit bureaus from an app on your phone. We were featured in Lifehacker, Nerdwallet, and built a passionate organic customer-base. Many of our customers were able to increase their credit by up to 100 points, saving thousands of dollars a year on their car insurance and loan payments.

San Francisco, Ca, Us

Led product team and strategy for Twitter, off of Twitter. Products managed by my team included Embedded Tweets&Buttons, TwitterKit, TweetDeck, and Digits (acquired by Google). Led company wide strategy for publishers: Shipped Embeddable Moments on Web and Mobile Web, and ecosystem for curation of Tweets. Led Twitter's participation in AMP. Shipped Curator, Publish, Embedded Grid, TwitterKit Native Timelines, Collections API, Tweet Composer for Apps, Digits Email in my keynote at Flight in 2015. Shipped Tweets in Google Search, visual refresh of the embedded Tweet, Collections API and embedded Timelines in Twitter SDKs. Founding Product Manager of Digits - a simple, safe way of using your phone number to sign in to your favorite apps and websites. Shipped during my keynote at Twitter's flight conference in 2014, we continue to listen to our customers and ship major updates monthly. Digits was acquired by Google as part of Fabric, and now is at the core of Firebase Phone Auth. Shipped TwitterKit, Twitter's SDK for iOS and Android for syndication of Twitter content and identity. Previously: Focused on Twitter's consumer efforts on Mobile, Web, and Tablet focused on growing Twitter through international development:Shipped a redesigned Twitter.com, affording a clean modern look and enhanced customizability to one of the world's largest websites. Shipped Twitter's emoji set, now open-sourced and available for all. Shipped Twitter for Windows 8, and Twitter for Android Tablet, embracing unique functionality to each platform.Shipped our HTML5 touch friendly tablet website, and revamped numerous parts of our iPhone/Android website increasing app downloads, improving performance, and proving out Twitter's mobile experimentation platform.Shipped modern overhaul of feature phone websites, updated our SMS partnerships, SMS fast follow, and phone number products, and built the Twitter Access mobile operator product (zero rating).

Redmond, Washington, Us

• Helped bring a complete HTML5 redesign of m.bing.com and our apps to market on a wide variety of platforms; varied responsibilities included managing daily development and deployment, location features, facebook integration, mobile video search and forward looking design and platform integrations.• Aligned m.bing.com to core bing technologies for rapid deployment and measurement

Redmond, Washington, Us

• Identified, designed, developed, deployed, and ran a solution for 10,000 live, managed, in-store retail demos of the Verizon KIN phone and its social networking features• Managed the design and development of KIN’s service backend for integrating with Facebook, Twitter, MySpace, RSS Feeds, and backing up user generated photos and video.• Designed and managed the development of KIN’s web based log search and analysis toolset.

Redmond, Washington, Us

As a program management intern on the Microsoft Office Publisher team, I rationalized our user experience for text editing, and designed the first ever easy to use consumer interfaces for OpenType font styling.

•Write editorial content for the largest and oldest Palm Treo community website •Covered CTIA Wireless-Expo 2005, 2006, MacWorld 2007, San Francisco, CA; Microsoft Mobius 2005, 2006, Seattle, WA; CES 2006, 2007, Las Vegas, NV

•Hired as a high school sophomore to write editorial content. Successfully organized reviews and contests with mobile-industry companies, managed and moderated TreoCentral forums, designed and implemented new site features, assisted users in solving problems and making informed purchase decisions, and helped build a TreoCentral user base and brand that fuels a Treo accessories store that ships more then 230,000 orders a year •Managed a staff of seven moderators and four writers •Covered CTIA 2004; San Francisco, CA, Orange Developer Conference 2005 - Sarasota, FL

Fountain Valley, California, Us

Improved an existing Windows Mobile based social networking platform project, OneHop, by rethinking the UI and interaction model. Publicly demonstrated at Mobile Monday Boston Designed a lithium-ion battery charging circuit and board for a solar powered backpack

Run day-to-day development of dozens of unique Treo accessories. Responsible for key components at all stages of production: ideation, initial design, prototyping, working and visiting with Asian manufactures to ensure quality, packaging design, marketing, and pricing.

•Wrote editorial content and moderated forums for the largest Handspring Visor website •Covered COMDEX 2001; Las Vegas, NV

Bs, Electrical Engineering

Economics