Provide clients with expertise in refining and developing strategies in all aspects of the business, including: • State, market, competitor and regulatory research, risk assessment and analysis• Distribution, underwriting and operations strategy, analysis and approach• Product design, including pricing, rules, acceptability, underwriting, coverages & forms• Product filing preparation, submission & approval• Business plan development – comprehensive quantitative and… Show more Provide clients with expertise in refining and developing strategies in all aspects of the business, including: • State, market, competitor and regulatory research, risk assessment and analysis• Distribution, underwriting and operations strategy, analysis and approach• Product design, including pricing, rules, acceptability, underwriting, coverages & forms• Product filing preparation, submission & approval• Business plan development – comprehensive quantitative and qualitative, multi-year plans• Technology strategy – product design specifications for systems programming for POS, policy administration, etc. Show less

Delos is a homeowners insurtech MGA that utilizes its own AI modeling and a pipeline of endless data sets to write insurance for homes in areas that have traditionally been considered catastrophe-exposed. As CPO, assisted in securing new capacity and programs in the challenged homeowners market of CA. Capacity providers comprised of AM Best, A rated carriers. Lead the product development of new programs for distribution through retail agents, wholesalers, and insurance companies seeking… Show more Delos is a homeowners insurtech MGA that utilizes its own AI modeling and a pipeline of endless data sets to write insurance for homes in areas that have traditionally been considered catastrophe-exposed. As CPO, assisted in securing new capacity and programs in the challenged homeowners market of CA. Capacity providers comprised of AM Best, A rated carriers. Lead the product development of new programs for distribution through retail agents, wholesalers, and insurance companies seeking an alternative option for their customer base. Show less

Responsible for strategy and P&L for a multi-state, multi-product territory. Areas of focus: product development, product management, distribution, pricing, underwriting, marketing, claims, service, CAT management, financial planning.

Responsible for strategy and P&L for regional territory.Established a strong, multi-faceted team to address an inherited shrinking customer base. Stabilized and recovered growth in year one; exceeded growth and profit targets in subsequent years.

Lead the research, development and entry of home and auto insurance into emerging markets while improving the growth and profitability of existing markets.

Developed and executed product strategies to achieve P&L goals of assigned territory: product development, marketing and retention programs, risk selection, inspections, competitive analysis, market analysis, cost containment and pricing segmentation. Specialized in homeowners insurance in most recent years.