Finance and Banking executive with 23 years of progressive experience, 15 years in senior and C level. Demonstrated success scaling business in complex regulated environments. Succeeded in developing and implementing financial controls and processes, financial planning and efficiency boost. Recognised for maximising companies performance by implementing adequate funding strategies and cost controls as well as process restructuring. Exhibited operational experience in banking, blockchain and start-ups. Actively participated in development of short and mid term corporate and business strategies. Strong believer in strengths of team effort and sense of ownership. Advocate for autonomy for all team members and an importance of strong culture as a tool to execute strategy. For the past few years I have been focused on leadership skills within C-suite and to Board as CFO / DCEO. - Managed balance sheet of ~$450M- Contributed in 3x growth of NPAT on annual basis- Improved cost to income ratio by 19% - Increased ancillary income by 15% over 11 months- Secured funding from IFO (International Financial Organisations) by 3.5% lower than market average- Conducted process reengineering resulting in 13% cut in overhead costs- Created a business line serving ~ 3k business customers - Succeeded in landing a blue cheap customers such as Carrefour Expertise:Financial Analyses & Accounting, Banking, Start-ups, Strategic Planning, Business Strategy, IFRS reporting, MI Reporting, Business Development, Treasury & Liquidity Management, Budgeting & Planning, Financial Modelling & Forecasting, Cost Optimisation, Credit Risk Mitigation, Operations Management, System & Process Improvement, Blockchain & Cryptocurrencies, Transactional Banking, Leadership, Problem Solving, Negotiations, Good Communication Skills, Strong Team Work Skills