Nikolay Mishin Email & Phone Number

Russia

Russia

Moscow, Moscow City, Russia

As the Director of the Legal Department for Retail Business at Rosbank, I lead a dynamic team of 25 legal professionals across two divisions.Providing comprehensive legal support for consumer, corporate, mortgage and retail banking operations, including VIP client services. Key Responsibilities- Managing legal support for retail and corporate banking, Financial platforms, ensuring compliance with Russian legislation.- Leading M&A transactions, investment projects, and due diligence to secure profitability and minimize risks.- Developing strategies for litigation, sanctions and regulatory compliance to protect the Bank’s interests.- Negotiating with governmental bodies, including the Central Bank of Russia and providing insights to senior management.- Introducing policies, internal regulations and risk-mitigation strategies to safeguard financial and reputational security.- Enhancing team performance through clear KPIs, training programs and transparent work culture.Highlighted Achievements- Digital Transformation: Contributed to the Central Bank of Russia’s "Digital Ruble" pilot project and launched digital financial asset (DFA) services.- M&A Success: Led key M&A transactions, including the seamless acquisition of a Microfinance company with product launch.- Risk Optimization: Reduced legal incidents by 25% and resolved 60% of disputes pre-trial.- Team Leadership: Achieved an internal client satisfaction rating of 4.8/5 by fostering a client-focused legal team and reducing turnover by 70%.Highlighted Projects- Played a vital role in integrating T-Bank and ensuring compliance for government programs and debt collection activities.- Directed legal support (mortgage) lending under Federal Law 214-FZ, boosting the Bank’s portfolio.- Implemented an automated Legal Help Desk system, improving task management efficiency.

Moscow, Russian Federation

Director of the Legal Department, 09/2011 – 09/2019Executive Compliance Manager, 03/2014 – 03/2019 (concurrent role)Directly reporting to the Chairman of the Management Board, I led the Legal Department and Compliance functions. My dual role encompassed managing cross-functional teams and aligning organizational practices with global regulatory standards.Key Responsibilities:- Directed the Legal Department (15 employees) and Compliance function, overseeing Internal Control, Operational Risk and AML/CFT divisions (10 employees).- Collaborated with Societe Generale’s Paris headquarters on Legal, Compliance and AML/CFT initiatives.- Represented Legal and Compliance at key Committees: Executive, Credit, Risk, Crisis and Audit Committees.- Chaired Internal Control and New Product Committees, ensuring robust risk assessment and compliance integration.- Designed and implemented comprehensive compliance frameworks, including anti-corruption, antitrust and personal data protection programs.- Ensured regulatory adherence during audits by authorities such as the Central Bank of Russia and Roskomnadzor.Achievements:- Strategic frameworks: Developed and operationalized the structure of the Legal Department and Internal Control Service, adapting international best practices for the local market.- Risk mitigation: Reduced fraud-related losses from RUB 400M annually to RUB 20-30M through robust controls.- Compliance Excellence: Delivered training programs that ensured zero legal or compliance violations, preventing major reputational risks.- Regulatory success: Secured the General License from the Central Bank of Russia and facilitated asset restructuring under SG Group.- Legal Wins: Achieved a 75% success rate in borrower lawsuits, securing RUB 100M+ in favorable rulings.- Innovative Partnerships: Structured landmark agreements with leading automotive brands (Mazda, Kia, Porsche) and launched successful credit programs for dealerships and retail clients.

Moscow, Russian Federation

- Spearheaded the establishment and structuring of the Internal Control Service (Compliance) within the Bank in 2014, building a robust compliance framework from the ground up, including team recruitment and process formalization.- Strategically planned and supervised Compliance activities in alignment with the Central Bank of Russia’s regulations, Societe Generale’s international best practices, and the Bank’s business Strategy.- Designed and implemented comprehensive Regulatory Compliance and Operational Risk systems, integrating permanent supervision controls across all high-risk activities, supported by risk mapping and key risk indicators (KRI) reporting.- Played a pivotal role in critical compliance initiatives, including FATCA, CRS, KYC, AML/CFT, business continuity planning and testing and new product approval processes, ensuring full compliance with Russian legislation and Societe Generale’s global standards.

Moscow, Russian Federation

- Managing the team of 3 lawyers;- Organizing legal approval of the contracts. Training of the lawyers, motivation and control over the contractual work. Provided the assets transfer from the Company to the Bank; - Formalizing the decisions of the Management Bodies, work with pre-approvals and appointments of the Managers of the Bank, Charter documents and corporate governance actualization.

Moscow, Moscow City, Russia

Moscow, Moscow City, Russia

Lawyer, Financial Law, Diploma With Honors

Previously known as the All-Russian State Tax Academy under the Ministry of Finance of the Russian Federation, the institution was.

Finance And Credit, Economics, Second Higher Education

Completed a second higher education program specializing in Finance and Credit, focusing on entrepreneurship and strategic planning.