Managing Fraud Preventions Unit and Underwriting team.

Worked on Peer-2-Peer (P2P lending) loans, Digital Loans for Unsecured personal loans and Device Finance products.1. Setup LENDING OPERATIONS and managed all spectrums (Customer Onboarding, Credit Underwriting, Logistics Fulfillment, Risk Policy & Fraud, and Product development and implementations2. Manage credit quality and control of delinquencies3. Fraud Prevention Strategy. esp Identity and Document Fraud detection

I joined TravelKhana in Aug, 2012, since then led the Operation and Sales team that served 780K people, having a presence at 160 locations and over 900 vendors. We were the pioneer of Food in the Train concept in India.

 Vendor Selection and Management by ensuring all SLAs are met Managed inventory at various storage locations by forecasting market demand and ensuring timely movement of stocks to prevent aging. Business Intelligence and Analysiso Preparation of reports containing various performance metrics and commentaries.o Support ongoing performance measurement, bench marking and historical trends management.o Preparation of Dynamic Dashboards/calendarso Monitor… Show more  Vendor Selection and Management by ensuring all SLAs are met Managed inventory at various storage locations by forecasting market demand and ensuring timely movement of stocks to prevent aging. Business Intelligence and Analysiso Preparation of reports containing various performance metrics and commentaries.o Support ongoing performance measurement, bench marking and historical trends management.o Preparation of Dynamic Dashboards/calendarso Monitor productivity of customer service points (CSP) Show less

**Overall in-charge of the microfinance and "Rickshaw Sangh" programme of the BMC, spreading across 5 districts, 8 branches and 5000+ member-base. **Developing annual business plan working out the credit needs, cash flows, profitability and indent funds accordingly. **Development of loan process evaluation model and risk management model. **Monitoring disbursement of loans, utilization of loan by members, repayments, portfolio at risk and overall performance of the branch in micro… Show more **Overall in-charge of the microfinance and "Rickshaw Sangh" programme of the BMC, spreading across 5 districts, 8 branches and 5000+ member-base. **Developing annual business plan working out the credit needs, cash flows, profitability and indent funds accordingly. **Development of loan process evaluation model and risk management model. **Monitoring disbursement of loans, utilization of loan by members, repayments, portfolio at risk and overall performance of the branch in micro finance. **Generating Reports in a dashboard and present the same to the Banker and other funders. **Looking after the staff motivation, their performance appraisal and incentive structure which should go parallel with growth of the organisation. **Conducting weekly review meeting and training new staffs. **Leading development and testing new strategies for achieving a sustainable growth **Managing resources, including budgets and staff time, in an efficient and effective way Show less

I was working as Business Development guy and my prime duties & responsibility were:Development of new loan products, its delivery model, profitability, market and feasibility. Identify and define business and partnership opportunities that impact key metrics and require minimal development resources.To develop, manage and implement the innovation framework and to help the organisation to prioritise between the various competing ideas and identify the ideas where new business lines… Show more I was working as Business Development guy and my prime duties & responsibility were:Development of new loan products, its delivery model, profitability, market and feasibility. Identify and define business and partnership opportunities that impact key metrics and require minimal development resources.To develop, manage and implement the innovation framework and to help the organisation to prioritise between the various competing ideas and identify the ideas where new business lines need to be developed. To improve internal processes and systems so that organisation maintains its innovative culture, industry leadership and entrepreneurial drive. Show less

I was looking after the Data Interpretation (DI) and Logical Reasoning (LR) areas for online CAT entrance examination preparation service.

Started SKS's operation in Eastern UP, by opening branches in Deoria district, then move on to manage Aurangabad Area,which had a member base of more than 90,000 spreading across 27 branches in 8 districts. The assignment involved:Started SKS's operation in eastern UP (Deoria district) with just 2 staff, and within 5month expanded the operation by 5 branches and 2700 clients and led a team of around 30 field staffs. Thus set-up a strong platform for future growth.Managed 200+ staff… Show more Started SKS's operation in Eastern UP, by opening branches in Deoria district, then move on to manage Aurangabad Area,which had a member base of more than 90,000 spreading across 27 branches in 8 districts. The assignment involved:Started SKS's operation in eastern UP (Deoria district) with just 2 staff, and within 5month expanded the operation by 5 branches and 2700 clients and led a team of around 30 field staffs. Thus set-up a strong platform for future growth.Managed 200+ staff on the ground level across 26 branches in 7 districts in the Marthwada region in Maharashtra.Recruiting staff at all level, in order to achieve targets. Also providing rigorous training in order to avoid process lapses.Meeting with different Govt officials in order to provide them knowledge about SKS, its policies and it process.Achievement of lending and operational targets and other goals as outlined in the business plan.Ensuring portfolio quality and growth for long-term sustainability and profitability of the institution. Show less

Was involved in the content creation for Maths and DI.