"Our mission is to give borrowers the ability to buy a home of their dreams. We believe that to achieve the American dream is the desire of every citizen and we will support their goal." I am a Business Development Manager with over 25 years experience in lending. I specialize running a team of top professional loan officers in doing home mortgage loans in Texas, California and soon Florida. As a Mortgage Lender, I have had the pleasure of serving thousands of happy homeowners in my career. If you need the confidence of having a seasoned Home Loan Lender, you need look no further. Contact me and I will get you with one of our top professionals to serve your home loan needs.______________________________________________________________________________In the course of a diverse 25-year career in all aspects of lending, we have proven to be skilled executives, entrepreneurs, and adroit trouble-shooters. We have worked for fortune 500 company's and served on numerous boards relating to the mortgage industry. We have worked in the capacity of CFOs of publicly traded companies. We bring financial expertise and a superior commitment to every client and business partner. We have been recognized leaders in the industry for many years and will use all of our skills for your benefit."Mortgages and Credit is our business... Changing peoples' lives is our passion"Who We Work With?• Realtors who need proven lending options and a diverse Mortgage Partner - • Builders who are tired of hearing excuses why loans are not closing - • Borrowers looking for options –Why Us?We represent multiple lenders - we offer more and better solutions, shop for the best terms –A mortgage banker is paid by the institution he works for. Their first responsibility is to the institution. The banker can only make loans from his institution. Once a file is declined, there is no recourse or recovery.We, as a Broker, represent the borrower more than the lender. Our responsibility is to get the borrower the best deal possible, regardless of the institution. If a file is declined, we have the opportunity to submit to another lender.Specialty Products– Community - 660 credit score, 20 % down payment and no income disclosed on the loan application. A non DTI programFHA 100 – 100% financing for qualified borrowers. 620 mid credit scoreDSCR - 660 credit, 20% as a down payment, only require a rental analysis supporting debt of new mortgage - for investment property onlyHow to contact us:972-569-7226 OR Sharon@horizonlendingservices.com