Misty Garant Email and Phone Number
Misty Garant work email
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Misty Garant personal email
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Misty Garant phone numbers
Review and organize documentation received for accuracy and completeness as related to file requirements and investor guidelines.· Make calls to customer and/or third parties to obtain or correct all documents required for submission.· Enter all pertinent information into loan origination software to create 1003 and other necessary disclosures.· Upload credit history into loan origination software to determine debt to income ratio and analyze each creditor to confirm history matches guidelines of lender as well as obtain any supporting documentation for credit unworthiness.· Work with Title Company and third parties to get liens and assessments cleared from title when possible.· Analyzing and conditioning for appropriate file disclosures and compliance.· Review and fulfill conditions received from potential lender prior to final underwriting submission.· Upon receipt of final approval; preparing the closing package, schedule closing with customer and Title Company.· Deliver clean, complete and accurate file to closing agent· Follow up with customer during rescission period to confirm satisfaction and provide answers to any questions· Communication with Account Executives/ Loan Officers, Title Companies, credit bureaus, employers and Vendors as needed related to loan throughout entire process. · Perform proactive pipeline management and provide direction to team members on what tasks need to be completed to meet critical deadlines.· Assist customers with loan questions and concerns.· Provide assistance filing, inputting data to computer, answering telephones, office supply ordering, photocopy, faxing, typing letters and any other clerical duties requested.
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Escrow OfficerFirst Centennial Title Jan 2020 - Present -
Title OfficerTitle Express Inc Aug 2017 - Dec 2019Receive new title order and PA from agent or account rep., obtain contact information for all parties involved in the transaction, pull taxes online, enter all information into FAST for examining to complete search. On buy side transactions; complete initial CD, CPL and chain of title to send to lender along with completed commitment, invoice, wire instructions and any other docs requested.On sale side transactions; confirm all exceptions with agent, order all lien payoffs and HOA status letters, clear all exceptions prior to close. Contact city / county to confirm taxes, special assessments and water balances due, Confirm all parties are clear to close, coordinate closing location and time, confirm all parties have received final documents. After closing is complete, e-record the mortgage, warranty deed and any other recordable documents with the county and mail originals to appropriate parties.Upon request; prepare QCD and POA, assist with land contracts being held in escrow and any FSBO questions. -
Purchase Title CoordinatorQuicken Loans Oct 2014 - Jul 2017Detroit, Mi, UsReview Purchase Agreements, tax certificates and potential exemptions, Establish tax due at close amount as well as prorate buyers/sellers tax proration specific to each county and or state.Communicate with internal contact for any documents needed from the agents on either side, prepare title requests for closing agent and verbally call to verify information requested. Upon receipt from closing agent, enter all preliminary CD figures and wire Instructions. Review Closing Protection letter with gap coverage for accuracy. Communicate with closing agents for any underwriting concerns in regards to title, confirm all vesting is accurate and matches public records, obtain and review sellers’ authorizations, Power of attorney documentation and / or articles of incorporationCall clients to confirm all final figures, vesting, and property information as well as establish a closing time, date and location. Call closing agents to confirm all final closing details. -
Mortgage Loan ProcessorNew Century Mortgage Jul 2005 - May 2008Satellite Branch / Retail / Prime-Sub Prime
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Mortgage Loan ProcessorCentex Homes May 2003 - Jul 2005Satellite Branch / Retail / Sub Prime
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Mortgage Loan ProcessorFirst Nlc Apr 2001 - Mar 2003Satellite Branch / Wholesale / Sub Prime
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Mortgage Loan Officer / Mortgage Loan ProcessorFirst Security Of Michigan Mar 1999 - Apr 2001Broker / Retail / Prime / Sub Prime
Misty Garant Education Details
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Wayne County Community College DistrictGeneral -
Oakland Community CollegeGeneral Studies
Frequently Asked Questions about Misty Garant
What company does Misty Garant work for?
Misty Garant works for First Centennial Title
What is Misty Garant's role at the current company?
Misty Garant's current role is Escrow Officer at First Centennial Title Co..
What is Misty Garant's email address?
Misty Garant's email address is mg****@****ail.com
What is Misty Garant's direct phone number?
Misty Garant's direct phone number is +124878*****
What schools did Misty Garant attend?
Misty Garant attended Wayne County Community College District, Oakland Community College.
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