Mitchell Young Email & Phone Number

Tyler, TX, US

Texas, US

Pine Bluff, Arkansas, US

Tokyo, JP

- Managed a $1.5B portfolio of 15+ primarily investment grade companies including new credit extensions, renewals, periodic reviews and M&A transactions. This included end to end management of assigned credits from origination to ongoing monitoring. - Responsible for the execution and closing of transactions from credit approval to signing and.

Omaha, Nebraska, US

- Worked with a portfolio of ~$175MM in total exposure in Reserve Based Lines of Credit comprised primarily operators, but inclusive of non-operated interests as well. Responsibilities include the underwriting of new and existing credits, monitoring financial performance, continued lien perfection, and overall portfolio management reporting to upper.

Omaha, Nebraska, US

- Responsible for the management of ~$125MM in senior secured credit exposure (both direct and large syndicated credits) in the Maritime industry specifically including new money opportunities, existing credits, monitoring financial covenant performance.- Responsible for the proper structuring transactions and differing methods of lien perfection of.

Omaha, Nebraska, US

- Worked primarily with the Houston Commercial, Industrial and Marine Lending groups.- Extensive underwriting of senior secured credits for holds of up to $35MM of exposure, and syndicated credits up to $350MM in global exposure.- Significant experience working with various collateral types such as Owner Occupied Real Estate, Industrial Equipment.

Birmingham, Alabama, US

• Analyzed business credit profile using key financial ratios and trend analysis – was relied upon to recommend comprehensive credit structure.
• Trained to spread financials in a template built to mirror Moody’s Risk Analyst spreads – have brief experience working with the MRA platform.
• Structure credit requests with Commercial Banking Officers that maximize client cash flow and facilitate reliable long term growth.
• Identified and provided a solution for a financial covenant compliance issue that posed a large risk to the bank associated with a new credit in our portfolio that was missed by our credit servicing team in Birmingham.
• Managed a portfolio of up to 150+ clients, with no clients going 30 days past due on any payments, covenant compliance, or maturities/renewals.
• Lien perfection for real property, title liens, and business assets via UCC-1 filing.

Washington, DC, US

• Engineered complex Excel formulas to analyze charge-off loan losses for failed financial institutions resulting in improved data integrity by elimination of 150+ duplicate assets and a fully reconciled inventory
• Tested asset history archive database of 50,000+ records to identify inconsistencies, delivered improved data integrity
• Assisted Financial Institution Accountants and Resolution Receivership Specialists with loan and non-loan asset history to support accounting entries and asset sales to increase productivity in meetings
• Reconciled monthly loan balancing reports for 5 months and prepared accounts payable remittance to accurately record revenue from assets held in receivership, relieving senior accountants of time-consuming.
• Prepared failed institution Trustee for Owner (TFO) status report and summarized results for financial officers highlighting litigation and related history to support senior staff receivership meetings discussing.
• Participated on proforma support team on a financial institution closing in September 2013, verifying several balance sheet items to ensure fully reconciled assets being retained by FDIC as receiver or an assuming.