Analyzing & reviewing the client’s financial status and generating quality Retirement Plans & Investment recommendations.Recommending various products (identified for our clients) as per asset allocation, goal based life insurance for risk protection and other products based on client’s life stage. Competitive analysis, Market intelligence & research of financial products like but not limited to MF, Insurance, Debt products, Loan Products related to Retirement planning. Review the Financial Planning & Advisory Report Formats periodically to keep it aligned with Customer’s needs.

• Handling a portfolio of around 20 companies, across sectors including auto ancillaries, construction equipment, paints, plastic products and other diversified industries.• Arriving at a credit rating recommendation based on key credit issues, analysis of financial statements, industry trends, future projections and interactions with company management.• Making future projections and cash flows to assess financing gaps and repayment capability of the companies being rated.• Making presentations to the Rating Committees to support your recommendations and addressing their issues.• Regularly engaging with company management to discuss ongoing performance, challenges faced, future business plans and industry developments.• Preparing credit rating reports which convey the rationale behind the rating actions.• Making presentations to senior management of the companies to discuss various credit issues and give them an industry perspective

• Detailed financial analysis based on financial statements analysis, future projections and industry analysis• Subsequent assessment of financing requirements for working capital and project finance.• Exposure to various sectors like Chemicals, Construction, Gems & Jewellery, Pharmaceuticals, Aluminum Packaging, Infrastructure, etc• Providing support to the Team Leader of the Credit Processing Cell for making presentations of credit proposals to the Sanctioning Authority.• Attending consortium meetings, interacting with officials of other banks and financial institutions and attending to credit related correspondence with internal and external agencies.• Meeting the client on a regular basis, undertaking pre-sanction visits and interacting with key officials.

Preparing content for the preparatory books for competitive exams.

In charge of the non-books section in the Kemps Corner store ( flagship store). Handled the product lined of CD's, Cd Roms. Toys and Stationery