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Energetic results-oriented strategic manager with considerable experience driving customer service and excellence in the financial services industry.A practical down-to-earth operations manager who likes to go straight to the heart of the problem with the specific intentions of strategically improving the organization’s performance. Reputation for achieving and maintaining quality products and services.I have had with extensive experience a Project Manager, an Operations manager, Process Improvement Manager, and Quality Control Review Manager. I have developed and spearheaded numerous programs and projects to improve and optimize the customer experience and the organization’s performance. Champions process improvement initiatives in the organization in a variety of product or service settings.Leads team efforts to establish and monitor customer relations, supports strategic planning and deployment initiatives. Developed numerous business programs to improve and enhance the business process which significantly improve the customer experience.Develops measurement systems to determine organizational improvement. Analyzes financial situations, determines and evaluates risk, and employs management tools and techniques in resolving organizational challenges.Superb multi-tasking skills and organizational aptitude while executing business initiatives in fast-paced environments.Provided leadership and management to operational staff to support high volume transactions. Committed to superior customer service.Specialties: • Organizational Structuring• Operations Management• Process Improvements• Project Management • Systems Implementation • Time Management • Organization Skills• Communication, especially policies and procedures • Creative Problem Solver • Workflow redesigns and solutions • Loan Origination Systems and Apps.• Regulatory Compliance• Loan Documents • Quality Review Programs• Vendor Relationships • Policy Development• Instructional Training
Mecu Of Baltimore, Inc.
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Director Of LendingMecu Of Baltimore, Inc. Feb 2010 - Present
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Owner, Project ManagementMjh Consulting Jun 2009 - Jan 2010Extensive experience at Operations Management, Quality and Compliance Review, Project Management, Process Improvements, Organizational Redesign, especially with loan origination systems, technology improvement in lending and loan quality processes.Enjoyed working on many independent projects.
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Vice President, Loan Operations, Project And Compliance ManagerProvident Bank Jun 2007 - Jun 2009• Directed all project management initiatives within the division providing organizational excellence and significant process improvements. Skilled project manager with proven track record of delivering projects on time and within budget. • Project Manager for significant software system implementation projects resulting in the complete restructuring of application, approval, documentation, delivery and servicing processes. • Controlled all compliance quality review matters with Consumer (Home Equity, Mortgage, Personal Loans, and Marine) and Commercial Loans to comply with regulatory and legal requirements. Detailed understanding and experience with federal and state regulations. -
Vice President, Consumer Loan Operations, Quality And Project ManagerProvident Bank May 1991 - Jun 2007•Managed the Consumer Operations Department consisting of Loan Application and Processing, Loan Documentation and Closing, Vendor Relationships and Servicing for Home Equity, Marine, Personal and Auto Loans for organizational excellence and significantly contributing to process improvements.•Directed all project management initiatives for Consumer Loan completing all projects within scheduled timelines and within budget.•Directed the Quality Department monitoring Consumer and Residential portfolios for adherence to Bank Policy, Loan Documentation, State and Federal Regulations and Compliance. •Spearheaded formal training programs for Consumer Loan Products. Created, developed and implemented multi-level tools and training programs including writing the Consumer Loan Documentation Manual, WebEx and in-person training classes, and instituting a hot-line call in process for all loan inquiries.•Streamlined credit policies and procedures and operational practices resulting in turnaround times for home equity products from a 30 days average to 2 days improving efficiencies over 75% and increasing loan volume to become 7th largest home equity lender nationwide.•Provided compliance guidance and training to business and branch units to insure adherence to regulations. Reduced loan exceptions by over 50%.
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Avp, Loan Review ManagerSignet Bank 1978 - 1991Lead the Loan Review Department in identifying Credit, Documentation, Federal Regulatory, Bank Policies, and Procedural Risks within the Bank’s loan portfolios including Commercial, Real Estate, International and the Savings and Loan Portfolios.
Mary Jo Higdon Skills
Mary Jo Higdon Education Details
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Loyola University MarylandBusiness Administration -
Business Administration -
Maryvale Preparatory High School
Frequently Asked Questions about Mary Jo Higdon
What company does Mary Jo Higdon work for?
Mary Jo Higdon works for Mecu Of Baltimore, Inc.
What is Mary Jo Higdon's role at the current company?
Mary Jo Higdon's current role is Director of Lending.
What is Mary Jo Higdon's email address?
Mary Jo Higdon's email address is mj****@****ast.net
What is Mary Jo Higdon's direct phone number?
Mary Jo Higdon's direct phone number is +141075*****
What schools did Mary Jo Higdon attend?
Mary Jo Higdon attended Loyola University Maryland, Notre Dame Of Maryland University, Maryvale Preparatory High School.
What are some of Mary Jo Higdon's interests?
Mary Jo Higdon has interest in Service Excellence, Collecting Antiques, Exercise, Home Improvement, Reading, Shooting, Gourmet Cooking, Sports, Senior Volunteering, The Arts.
What skills is Mary Jo Higdon known for?
Mary Jo Higdon has skills like Credit, Loans, Process Improvement, Banking, Commercial Lending, Project Management, Mortgage Lending, Business Process Improvement, Portfolio Management, Risk Management, Strategic Planning, Management.
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