Michael Arnold Email & Phone Number

Tulsa, Oklahoma Area

Manage staff of Loan Review Analysts with responsibility for analysis, review and management reporting related to asset quality and reserve adequacy for all commercial real estate and commercial and industrial loan portfolios of large regional financial institution with total assets in excess of $5 billion.

Supervisory Asset Review Officer with management responsibility over staff of four Asset Review Officers. Evaulated bank asset risk profiles, monitored asset quality and ensured reserve adequacy for all lending functions of large, established savings institution with total assets in excess of $15 billion.

Conducted credit analysis, underwriting, risk assessment, collateral management and daily monitoring activities for a large portfolio of national and regional mortgage banking clients. Portfolio under management consisted of 20-25 clients with aggregate credit commitments in excess of $1 billion.

Credit Officer responsible for review, approval and monitoring of commercial and real estate lending relationships for $800 million community banking institution with $600 million loan portfolio.

Conducted credit analysis and monitoring of a large portfolio of corporate credit clients with annual revenues between $20 million and $1 billion. Portfolio under management consisted of 20 - 25 customer accounts with total credit commitments exceeding $750 million. Industries managed and analyzed included Mortgage Banking, Insurance, Financial Services.

Monitored and analyzed the credit quality of all commercial loan portfolios across the state of Texas. Primary analytical responsibility for the $4.5 Billion Corporate portfolio consisting of loans to companies with annual revenues in excess of $100 Million, and the $300 million Private Banking portfolio consisting of loans associated with high net worth.