Mike Kutsch Email & Phone Number

Cornelius, NC, US

San Francisco, California, US

Operational risk oversight for Enterprise Payments / Payment Strategy and Data Analytics.

San Francisco, California, US

San Francisco, California, US

My team managed strategy and initiatives around credit card payment security. Key areas of focus were card-not-present fraud and tokenization of payment credentials. We worked closely with internal partners in Credit Risk and Fraud Operations and with external partners (payment networks), as well as with peers across other lines of business to drive.

Purchase, NY, US

Product owner for the MasterCard In Control platform, which enables consumers and businesses to manage card spend through the use of transaction alerts, transaction/budget controls, and virtual card numbers (VCNs) for ecommerce risk management. Manage a team, budget, and development pipeline enabling delivery of services in over 70 countries. Assumed this.

I supported prepaid and rewards related consulting engagements.

Payments consulting, including development and implementation prepaid and contactless bankcard products and devices; pursuit team partnership strategy and execution; and bankcard and NFC / mobile payment solutions for mass transit fare payments opportunities.

San Diego, CA, US

Initially responsible for business and product development efforts involving bankcards as the Director of Marketing for Electronic Payments Systems. In April 2009 I took on responsibility for sales activities in the Northeast - in this position I continued to support bankcard efforts but also focused on traditional fare collection equipment and services.

New York, NY, US

I was primarily focused on finding ways to penetrate cash intensive markets via bankcard products, as well as development of non-credit payment products, such as prepaid cards. I played a key role in ensuring merchant contactless readiness for the bank's large-scale issuance of contactless bank bards ("blink'). I also drove efforts supporting contactless.

Product manager for a large debit processing platform (Visa and MasterCard deposit access products). Also responsible for development of product enhancements (initiated the development of an endpoint connection to both MasterCard and Visa) and for the management and development of VRU and PC-based home banking products.

Foster City, California, US

I was the global product owner for the Visa signature debit product. My focus in this position was to develop tools that would help Visa members to better manage their Visa Check Card programs. Major initiatives included the development of a "Check Card Risk Management Best Practices Guide", which required the execution of an international risk management.

Managed deposit access products (debit cards, ATMS, VRU, etc). This included development of card marketing programs, management of network affiliations, management of ATM placements and access services. Prior to this role, had completed a commercial loan officer training program which led to a position as an International Lending Officer. In this role I.

Bachelor'S Degree, Economics

Master Of Business Administration (M.B.A.), Finance And Accounting