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Michael L. Carbone Email & Phone Number

B2B Fintech Champion at SKUx
Location: Bedford, New York, United States 17 work roles 2 schools
1 work email found @skux.io LinkedIn matched
✓ Verified May 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email

Work email m****@skux.io
LinkedIn Profile matched
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Current company
Role
B2B Fintech Champion
Location
Bedford, New York, United States
Company size

Who is Michael L. Carbone? Overview

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Quick answer

Michael L. Carbone is listed as B2B Fintech Champion at SKUx, a company with 19 employees, based in Bedford, New York, United States. AeroLeads shows a work email signal at skux.io and a matched LinkedIn profile for Michael L. Carbone.

Michael L. Carbone previously worked as Executive Vice President Corporate Strategy and Enterprise Partnerships at Skux and Founder and CEO at Byram Consulting Llc. Michael L. Carbone holds Bba, Finance, Dean'S List from University Of Notre Dame - Mendoza College Of Business.

Company email context

Email format at SKUx

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{first_initial}{last}@skux.io
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AeroLeads found 1 current-domain work email signal for Michael L. Carbone. Compare company email patterns before reaching out.

Profile bio

About Michael L. Carbone

New business starter, solution innovator, business manager and leader in B2B segment with over 40 years of achievement in financial services, technology and consulting industries spanning assignments in Europe and the Americas. Deep lending, payments, transaction banking, commercial cards and digital delivery expertise. Created and launched global businesses in the US and UK, leveraging emerging technologies while delivering profitable revenue sources. Adept at organizing high performance and diverse teams, building consensus, accelerating implementation and leading change. New ventures started and managed at Citi, JPMorgan, Mastercard Advisors and Sage UK; all attained market/sector leadership positions.

Listed skills include Payments, Strategy, Credit Cards, Financial Services, and 42 others.

Current workplace

Michael L. Carbone's current company

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SKUx
Skux
B2B Fintech Champion
st. petersburg, florida, united states
Website
Employees
19
AeroLeads page
17 roles · 48 years

Michael L. Carbone work experience

A career timeline built from the work history available for this profile.

Executive Vice President Corporate Strategy And Enterprise Partnerships

Current

St Petersburg, Florida, United States

Hired to assist in rapid commercial acceleration of use cases and revenue leveraging market differentiated and patented payments capabilities.

Apr 2024 - Present

Founder And Ceo

Current
Byram Consulting Llc

Bedford, New York, United States

Consultative advisory focused on fast start new fintech payment ventures focused on the B2B segment. Assisting new ventures in defining compelling value propositions and scale go to market plans.Special interest in ventures leveraging breakthrough technology solutions to access untapped use cases within the $120T category of B2B payments while achieving.

Jul 2022 - Present

Senior Director Strategy, Global Commercial Solutions

Greater New York City Area

Jun 2019 - Jun 2022

Principal Consultant, Payments

Greater New York City Area

Hired by Blenheim Chalcot founder and venture CEO to evaluate commercial viability of UK venture expansion into US. Responsible for Market Sizing, Research, Analysis, Business Case and Market Testing in the payments market.

Jan 2019 - May 2019

Founder And Ceo, B2B & Real Time Payments Consultant

Byram Consulting Llc

Bedford, New York, United States

Aug 2018 - May 2019

Managing Director, Sage Payments Uk Ltd

London And Newcastle Upon Tyne, United Kingdom

Recruited to create regulated payments entity and solution within Sage UKI Division. Within 12 months, created, implemented and established management model for Financial Conduct Authority regulated e-Money licensed institution, Sage Payments UK LTD. Sage Payments is an innovative, market first integrated “payments out” solution enabling Sage customers to.

Sep 2014 - Jul 2018

Ceo And Founder, Payments Consultant

Byram Consulting Llc

New York, NY USA

Created independent global payments consultancy engaged in developing emerging ventures focused on expanding market potential of commercial card and mobile payments segments.

Apr 2012 - Aug 2014

Svp, Global Practice Lead, Commercial And Small Business Payments Consulting

Purchase, NY USA

Created and led first global commercial card-focused payments advisory practice offering strategic product and business consulting services. Services targeted to financial institutions managing card payment enterprises delivering MasterCard Business Credit, Purchasing, Corporate, Virtual and Fleet Card solutions. Defined practice strategy, start-up.

Sep 2001 - Mar 2012

Vice President, Cardmember Services Group, Director, Small Business And Corporate Card Payments

Hicksville, NY USA

Led creation, delivery and market launch of suite of commercial card product offerings. Defined and implemented all aspects of Corporate and Business Card products marketed to JPMorgan Chase relationships in SME and large corporate segments, which Included Product Development, Pricing, Marketing and Sales, Client Implementation and Business System.

Jan 1994 - Aug 2001

Vice President, Global Transaction Banking Division, Director, Commercial Card Products

New York, NY USA

Created and led the implementation of first suite of MasterCard/Visa branded Corporate and Purchasing Card solutions offered by Citi. Negotiated multi-million dollar technology outsourcing agreement and inter-company servicing SLA to accelerate timing of market launch. Managing Director of Citibank Commercial Card Product Group, specialising in large.

1992 - 1994 ~2 yrs

Vice President, Visa/Mastercard Division, Small Business Credit Policy/Strategic Planning

New York, NY USA

1991 - 1992 ~1 yr

Vice President, Visa/Mastercard Division, Card Portfolio Acquisitions And Divestitures

New York, NY USA

1990 - 1991 ~1 yr

Director, Travel Related Services, Product Manager, Privileged Access Line

New York, NY USA

1989 - 1990 ~1 yr

Vice President, U.S. Consumer Banking Division, National Credit Product Manager

New York, NY USA

1988 - 1989 ~1 yr

Assistant Vp, U.S. Card Products Group, Director, Premier Card And Customer Cross-Sell Acquisitions

New York, NY USA

1982 - 1988 ~6 yrs

Financial Analyst, Paine Webber Private Wealth Management

Ubs

New York, NY USA

1980 - 1982 ~2 yrs

Commercial Credit Officer, Corporate Banking Division

Summit Bank United Jersey Bank

Hackensack, NJ USA

1978 - 1980 ~2 yrs
Team & coworkers

Colleagues at SKUx

Other employees you can reach at skux.io. View company contacts for 19 employees →

2 education records

Michael L. Carbone education

College Preparatory, College/University Preparatory And Advanced High School/Secondary Diploma Program

Nutley High School
FAQ

Frequently asked questions about Michael L. Carbone

Quick answers generated from the profile data available on this page.

What company does Michael L. Carbone work for?

Michael L. Carbone works for SKUx.

What is Michael L. Carbone's role at SKUx?

Michael L. Carbone is listed as B2B Fintech Champion at SKUx.

What is Michael L. Carbone's email address?

AeroLeads has found 1 work email signal at @skux.io for Michael L. Carbone at SKUx.

Where is Michael L. Carbone based?

Michael L. Carbone is based in Bedford, New York, United States while working with SKUx.

What companies has Michael L. Carbone worked for?

Michael L. Carbone has worked for Skux, Byram Consulting Llc, Visa, Blenheim Chalcot, and Sage.

Who are Michael L. Carbone's colleagues at SKUx?

Michael L. Carbone's colleagues at SKUx include Norberto Maio, Trisha Asgeirsson, Mary Pen, Kevin Buron, and Beth Costa.

How can I contact Michael L. Carbone?

You can use AeroLeads to view verified contact signals for Michael L. Carbone at SKUx, including work email, phone, and LinkedIn data when available.

What schools did Michael L. Carbone attend?

Michael L. Carbone holds Bba, Finance, Dean'S List from University Of Notre Dame - Mendoza College Of Business.

What skills is Michael L. Carbone known for?

Michael L. Carbone is listed with skills including Payments, Strategy, Credit Cards, Financial Services, Debit Cards, Banking, Electronic Payments, and Mobile Payments.

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