Mary Lou. Cull Email & Phone Number

New York City Metropolitan Area

New York, New York

Northeast, New York, United States

Serving a two year detail as Regional Commissioning Advisor/Regional Training Lead. Assess the regional staff training needs and develop the annual examiner training proposal.Manage registrations, withdrawals and maintain regional training records. Serve as liaison between region and training HQ staff in assigning, developing, and updating, course. Serve as commissioning test assessor.Provide feedback and guidance to commissioning candidates.Support examiners regarding on the job assignments.Answer training questions from regional leadership and examiners, regardless of commissioning status;Work cooperatively with training HQ staff and other regional training representatives.Assist training courses as a trainer, virtual producer, presentation reviewer, etc.

Protecting consumers within the evolving financial tech environment. Working and mentoring highly skilled examiners.

Greater New York City Area

Perform comprehensive consumer compliance examinations of the largest, most complex financial institutions as well as regulate non-depository financial intermediaries. Specific duties include:- Develop and implement supervision strategies.- Evaluate board and managerial compliance oversight.- Ably evaluate compliance programs, self-assessments, audits, policies,and training.- Determine if the entity is complying with applicable rules and regulations.- Prepare and review staff work papers to develop draft reports.- Conduct informative exit conferences and meetings to effect change.- Assist in developing and presenting training presentations that train internal staff.- Served on the National Fair Lending Core Team.- Served as a founding member of the National Credit Card Add-on examination team.- Served as a founding member of the National Information Systems Supervision examination Team.- Travel up to 85 percent.With minimal supervision, I ably lead examinations. Develop, present, and discuss examination findings, recommendations, and required corrective actions with financial enitites. Work with depository insititutions and non-depository consumer financial service provider's senior managment. Regularly, I train staff on examination techniques and agency protocols.My goal is to seek transaction level transparency for the consumer and seek to create an even playing field amongst financial product providers.

Jersey City, Nj

Conduct and participate in conducting consumer bank compliance examinations.Conduct small, intermediate small and large CRA examinations.Prepare work papers, write report comments and when necessary, delineate corrective actions.Periodically, make presentations to bank management and Board of Directors regarding examination results.

Albany, New York Area

Perform quality control reviews of comprehensive examination reports.Prepare correspondence for signing by the Regional Director. Respond to internal and external parties regarding Federal Credit Union Act, NCUA Rules & Regs, 5300 Call Report submissions, and consumer compliance-related questions.Back-up BSA/compliance coordinator for the region.Prepare and analyze credit union financial data.

Greater New York City Area

Develop the scope, conduct, and complete safety and soundness credit union examinations in timely manner.Prepare written reports, documents of Resolutions, Cease and Desist Orders, Memorandums of Understandings, etc. to achieve corrective action by credit union management.Present findings verbally to credit union boards and management to gain understanding and agreement to change problem conditions.Perform any necessary follow-up to ensure timely resolution of previously noted concerns.

Certificate, Banking Management

Mba, Financial Management

Activities and Societies: Scholarship - WestConn International studies

Bachelor’S Degree, Human Resources And Marketing Management

Activities and Societies: Scholarship - Youth Leadership (retained scholarship for all four years)