As a Finance professional with a strong passion for economic analysis, I excel in evaluating financial statements, conducting industry research, and assessing credit requests. With a strategic approach to credit analysis, I provide tailored financial solutions for businesses to succeed in today's competitive market.In my current role as a Manager and Credit Analyst at Bank Al Habib, I am responsible for managing a portfolio of over 200 accounts, assessing credit proposals, and ensuring compliance with credit policies and regulations. My keen eye for detail, ability to identify opportunities, and mitigate risks has resulted in maintaining a low infection ratio within the portfolio, while streamlining procedures for quick Turn Around Time (TAT) for credit proposals.Beyond my professional achievements, I take pride in being part of the founding team for our mini entrepreneurial venture, Shamaynee PK, which was a website designed to meet all the requirements regarding the planning & execution of weddings by bringing a number of different vendors like caterers, designers, makeup artists, banquets and more on a single platform. This experience has instilled in me a proactive and entrepreneurial mindset, and a passion for driving results.With a Master's in Business Administration (Hons.) in Finance from the Institute of Business Management (IoBM) and a Bachelor's in Business Administration (Hons.) in Finance, I have a solid educational foundation. I also bring a diverse skill set including risk assessment, credit risk management, analysis of financial statements, industry analysis, and credit structuring.When I'm not analyzing financials, I am an avid Chelsea fan, showcasing my unwavering passion and commitment to the things I believe in. With my analytical prowess, strategic mindset, and dedication to excellence, I am ready to contribute my skills and expertise to any team or organization, driving business success through strategic financial analysis and solutions.