Mohamed E. Taha Email and Phone Number

At the 𝐎𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐬 𝐃𝐞𝐩𝐚𝐫𝐭𝐦𝐞𝐧𝐭, 𝐂𝐫𝐞𝐝𝐢𝐭 𝐑𝐢𝐬𝐤• Adhere to credit policies, procedures, and regulatory requirements in accordance with 𝐅𝐑𝐀 𝐫𝐞𝐠𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 and 𝐜𝐨𝐦𝐩𝐚𝐧𝐲 𝐩𝐨𝐥𝐢𝐜𝐲.• Assess the creditworthiness of prospective clients, gather information about applicants, analyze their financial data, and examine their financial transactions and credit history to determine the degree of risk involved in approving credit applications. and recommendations, conduct internal verification with prospective clients, and fulfill the data with the applicant over the phone (𝐂𝐏𝐕).• Present analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay.• Process all incoming applications in order to meet productivity targets with an effective turnaround time.

𝗔𝘁 𝘁𝗵𝗲 𝗖𝗿𝗲𝗱𝗶𝘁 𝗙𝗶𝗹𝘁𝗿𝗮𝘁𝗶𝗼𝗻 𝗨𝗻𝗶𝘁, 𝗥𝗲𝘁𝗮𝗶𝗹 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗶𝘀𝗸, (Head office, Smart Village in October, Giza, Egypt),𝗧𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 𝗹𝗶𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻 𝗶𝘀 "Review turned-in applications for personal loans, small business loans (SBL), auto loans, and credit cards as a risk analyst point of view from the direct sales, tele sales teams, and bank branches before sending to retail credit, in accordance with CBE regulations and bank policy."• Check that the applicants are meeting the minimum acceptance to credit policy requirements by calculating the customer's credit limit in accordance with the retail policy.• Analysis of the external customer history using i-score and checking the customer credit history with other banks to check if he or she is eligible for the applied facility.• Extracting (NID, E-name, ACP, Protesto, and Iflas) and reviewing detailed reviews of negative lists and coding sheets for companies.• Efficiently processed customer data into the bank's VELTI system, ensuring accuracy and completeness with updated information.• Issue inquiries to customers through partnering companies based on the client's geographical location to acquire pertinent information about the client and his work details, thereby increasing the success rate of potential borrowers.• Helping to reduce risk exposure and facilitate sound financing decisions by ensuring the awareness of distribution channels staff on loans & cards policies.

• Managing multiple clients' accounts on social media.• Creating promotional photos, videos, and other creative content for social media.• Creating and optimizing online media campaigns.• Analyzing social media data, monitoring trends, tools, and strategies.• Monitoring trends in social media tools, applications, channels, design, and strategy.• Created printed materials (Flyers, brochures, Roll-up banners, Business cards, etc.), led marketing teams.

At the Center for Judicial Studies and Training• Prepared course schedules and distributed them to selected member branches, participation in the planning and execution of 13 training courses for more than 900 participants.• Prepared and arranged attendance sheets.• The coordinated meeting, travel, and accommodation arrangements for the employees.• Received budget, prepared expenses, purchased supplies, submitted cost reports, updated financial records, and performed accounts reconciliation.• Monitored training progress, supervised certificate process, provided feedback, and presented final report.• Coordinate training courses and collaboration protocols with external agencies like NTA, NCSCR, and Ministry of Higher Education.• Provided executive assistant support for reports, presentations, and documents.• Communicate with departments, answer calls, send emails, and copy documents.• Executed printed materials (Flyers, brochures, Roll-up banners, Business cards, etc.).• 𝑭𝒐𝒖𝒏𝒅𝒆𝒓 and director of 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗠𝗲𝗱𝗶𝗮 𝗖𝗲𝗻𝘁𝗲𝗿, responsible for uploading and publishing institution news, events, and activities on website, social media, and managing authority page.

• Managed phone, email, and document communication, facilitated shipments, and generated invoices and purchase orders.