I am a compassionate and agile researcher with tremendous ambition and an eagerness to learn. Economic Policy lead, Financial Inclusion, Sustainable and Financial Risk Assessment, Modelling, Setting Decentralised Financial windows to reform financial markets is my specialist. I am a seasoned finance professional with 24 years of experienced topper officials in Corporate and Investment banking, complemented by 20 years as an adjunct university faculty.Passionate about driving positive change, I merge finance and technology to innovate solutions for sustainability, Financial disruption and ESG compliances. With expertise in Machine Learning, AI, and data sciences, I focus on FinTech innovation into street, hybrid and cloud computing banking. I am keen on energy economics, and carbon finance research too. Strong proficiency in coding Python and Statistical R programming for research variants. My involvement in Financial Risk Analysis, FiinTech landscape, decentralized finance, and crowdfunding reflects my commitment to financial risk mapping. Equipped with a solid understanding of bank regulations, risk modeling, and capital structure refuelling, I am poised to navigate modern finance complexities and make a meaningful impact. Additionally, my background in Deep Learning, LLM and RAG integration further enriches my approach to financial automation and regulatory compliances.