Thirty-seven years of Hands-on experience in Micro Finance, SMEs, Agriculture Finance, Human Resource Management, Change Management, Business Transformation, Marketing, Project Development, Financial and Special Asset Management, Risk Management, Legal and Litigation, Commercial Banking, Credit Analysis, Portfolio Management, Business Relationship Management and Automation of Operation of Institutions. I have served at Executive Positions at several organizations, namely, I remained on Board of Directors of Security Papers Limited, one of the blue chip companies, and immensely contributed in the restructuring, growth and probability as Chairman Audit committee, Risk and Investment committee. Furthermore, as a member of the strategic development committee revamped the working operations of the entire company.I have also served as CEO/President of Punjab Provincial Cooperative Bank for more than 6 years, handling an Investment Portfolio of Rs. 3 Billion and Advances of around Rs.12 Billion. I Developed high-yield new and innovative Assets and Liabilities products with a balance sheet size of around 25 billion.I have also served as Chief Operating Officer at Punjab Provincial Cooperative Bank and as Vice President of SME Bank Limited. I am also a certified director of the Code of Corporate Governance.My Goal is to work in a challenging position with a professionally groomed institution to have a better career and tangible contribution to the organization.Specialties: Credit to SMEs, Micro and Agriculture Credit, HR Management, Recovery, Supervision of Financials, Banking departments and Credit Administration. Legal Procedure and litigation.