Mohammad Rizwan Malik Email & Phone Number

Abu Dhabi Emirate, United Arab Emirates

• Successfully processing Personal Loans, Personal Instalment Loans, Auto Loans, Business Banking Loans (SME), Mortgage Loans, Staff Loans, and Leverage Loans
• Processing loan disbursal activities like manual loan disbursement, block placements/release, manual settlement of existing loans, manually setup interest rate in T24
• Internal transfer of funds (A2A), Issuance of Manager’s Cheques, Fee recovery, Set up customized payment schedule,
• Processing loan maintenance activities like Postponement, Settlement (Full/Partial), Past Due Recovery
• Loans Parameter changes like repayment date, instalment change
• Blocking, unblocking and block adjustment, MC issuance, Funds transfer and Data capture

Abu Dhabi, United Arab Emirates

• Successfully Processing Fixed Deposit, Local Bill of Discounting, Manager Cheque, Standing Orders, Sweep Transfer, Stop Payments, Blocking and Unblocking Funds, Bulk Payments (LCY, FCY and A2A) and Signature Verification
• Reviewing wire documentation for completeness and accuracy
• Ensuring all outgoing bank transfers are processed within the bank procedures and controls
• Performing other duties and responsibilities as required or assigned by line manager
• Identifying new viable avenues to augment business generation and optimising customer service levels through delivery of outstanding services
• Contributing as a processor for effective processing of wire transfer/telegraphic transfer/online funds transfer

Sheikhupura Punjab Pakistan

• Maintained a high level of cooperation and rapport with all associates in order to ensure accurate and efficient operations and service;
• Supervised 2 or more associates as assigned by the Manager; ensured direct reports are completed in required compliance training & adhered to all internal procedures and controls as it relates to bank policy, laws.
• Supervised day-to-day operations of the teller line & resolved customer complaints and objections;
• Audited teller drawers and approved Teller Difference Reports (TDR); performed surprise audits as required for cash drawers; reviewed teller related reports
• Provided training of new associates in department and ensured ongoing training of department staff
• Ensured dual control is followed at all times and enforced Teller Operating Procedures

Sheikhupura Punjab Pakistan

• Provided customer service by verifying customer identity and assisted them regarding all account information, inquiries and transactions in a friendly and professional manner
• Trained and instructed employees in job duties and bank policies and assisted tellers when balancing problems occurred using knowledge of common errors
• Maintained and balanced the cash vault and general ledger accounts and organized and reviewed reports weekly; verified transactions including pay orders, demand drafts and transfers

Sheikhupura

• Received and responded to customer service account inquiries on account balances, transaction details
• Managed cash transactions and cash balancing and also statements fees and charges
• Led inward & outward clearings and inward outward clearing returns

Pakistan

• Processed inward and outward clearing and clearing returns, remittance, banker cheques, demand drafts, call deposit receipt and utility bills
• Managed cash transactions and cash balancing and also statements fees and charges
• Received and responded to customer service account inquiries on account balances & transaction details

Pakistan

• Worked closely with the Management and Agriculture Credit Officer (ACO) for preparation of monthly statements and reporting same to AH & RH
• Processed inward and outward clearing and clearing returns; processed Call Deposit Receipt (CDR) and Term Deposit Receipt (TDR)

Master'S Degree, Accounting And Finance

Accounting & Finance

Acca, Accounting

Bachelor'S Degree, Commere