Mohammed Baharoon Email & Phone Number

Jeddah, Makkah, Saudi Arabia

Jeddah

Manage account operations including:• Responding to over 85 customer calls daily and solving 90% of their concerns• receiving customers gratitude by serving them in a positive way• Assisting my team members with operational duties so they can focus on acquiring new prospects• Using my communication skills to solve client related issues by thinking outside the box

Saudi Arabia

Credit Analyst 1. Manage CADD (Customer Acquisition Due Diligence) process• Monitor and manage flow of CADD packages to adhere to internal deadlines• Report any negative news or high risk to AML (Anti Money Laundry) compliance department• Liaise with internal department including relationship team, documentation unit, and AML compliance2. Risk Analysis for loans and credit extension• Analyze credit data and financial statements to determine the degree of risk involved in… Show more Credit Analyst 1. Manage CADD (Customer Acquisition Due Diligence) process• Monitor and manage flow of CADD packages to adhere to internal deadlines• Report any negative news or high risk to AML (Anti Money Laundry) compliance department• Liaise with internal department including relationship team, documentation unit, and AML compliance2. Risk Analysis for loans and credit extension• Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money3. Evaluate customer financial status• Use Moody’s Analytics to generate financial ratios• Construct financial statements (balance sheet/ income statement) 4. Complete loan applications including credit analysis and summaries of loan requests, and submit to risk committees for approval.5. Client Communication • Attend sales calls with clients to discus credit related issues• Write sales call report • Communicate sales call findings to division head6. Manage existing portfoliosMIS officer 1. Monitor accounts for all divisions (CBG) 2. Prepare monthly business review and annual plan packages3. Prepare product and account profitability reports4. Track actual numbers against budget5. Coordinate posting of P&L and operational lossesVerifier (Corporate Operations) 1. Manage international money transfer and loans 2. Responsible for accurate and timely execution of transactions including • Handle related paper work, manual processes• Data entry to banking and financial systems (STAR) 3. Supervise SWIFT transfers team• Ensure correctness of pre-processing done by team Show less

Business Administrator - Power Transmission and Distribution1. Monitor actual contract costs with estimated cost 2. Communicate reports to technical team using the SAP software