Mortgage Broker
Rft Finance Pty Ltd.
Melbourne, Victoria, Australia
This is a self-employed position as I am one of the owner of this company. On behalf of mortgage lenders and borrowers, I am responsible for assembling and verifying all given documents required by Lending Banks to initialize loans. I have been successfully handled several difficult loans application where to make both parties happy. My customer service experience is one of the keys to success to get things done to move forward.Specific responsibilities included:• Work with various lenders to find the best deal for a homebuyer.• Originate loans to sell to lending institutions.• Act as an intermediary between a lender and a borrower who needs a mortgage loan.• Evaluate pay stubs, credit history, tax information and bank statements for financial status.• Work to ensure compliance with banking and finance laws in the jurisdiction of the consumer.• Verify the income of the borrower and collect their credit information.• Follow through with lender and client during the approval process.• Explain the legal aspects of the loan to the borrower as well as the payment terms and clauses to them.• Define repayment terms to the customer and educate them on default consequences.• Maintain strong liasion with Bengali Community, Indian community and other multiculturalcommunity for getting the customer for their any financial needs.• Liasion with various Real Estate agents for boost up sales volume.