My name is Mohammed Madhoun, I was born in Lebanon and I am living in Austria since 1986. I have gained 26 years of considerable experience in the banking business and have established close and long standing personal relations with banks, central banks, Islamic banks as well as private and institutional customers in Europe and the Arab world. My extensive professional background with Arab Bank Plc. and Volksbank AG and comprehensive knowledge in Islamic banking as well as the accomplishment of sophisticated activities make me a highly suitable for working with your institution in the Fixed Income Institutional Sales Austria.During my previous employment with Volksbank AG, I held the position as “Vice President Treasury International Markets” and was responsible for the implementation of Islamic banking treasury business. I covered the areas Middle East, North Africa and the Gulf region, representing Volksbank by (Austrian Standard´s Institute for Halal products and its Islamic banking guide lines).