• Managed databases pertinent to loan clients and ongoing program enrollment, organized loan closing and transaction documents• Oversaw loan tracking systems, clients’ loan compliance, and generated loan portfolio reports for various federal and private programs• Assisted Loan Program Administrator in disbursement process, analyzed borrowers’ loan application package for underwriting and closing• Recorded loan, client and business data into company internal database, Downhome, Access databases and operations tracking systems• Managed and compiled periodic loan reports, utilizing data calculations and organization with advanced excel and analytical techniques• Serviced and prepared loan documents and packages, collected monthly payments and maintained records of payments and balances• Audited loan packages for discrepancies and annual external audits of loan packages for various institutes for review and compliance • Developed VBA scripts to automate loan tracking processes, improving data accuracy, efficiency and reducing manual reporting time• Created excel dashboard through manual inputting using compilation of data from internal databases to generate reports more efficiently• Worked with internal and external loan committees to determine loan eligibility and establish loan terms through evaluation of credit memo• Conducted monthly reconciliation of loan transactions, payment records, microloan data and prepared deposit vouchers (Checks/ACH)• Managed accounts receivables for client loan payments and monitored overdue accounts to assess potential losses and ensure collections• Created, maintained and tracked budgets for loan programs ensuring consistency with organization’s resource distribution and allocation• Assisted client service management by maintaining communication with officers and their clients to address inquiries and resolve issues

• Conducted detailed financial analyses, including market comparable and cash flow modeling, to evaluate mixed-unit assets for acquisition.• Received 60+ hours of training on real estate fundamentals, property valuation, deal financing and financial modeling processes• Utilized VBA to automate financial modeling tasks, reducing data entry errors and speeding up cash flow analysis by 20%• Worked closely with senior analysts to structure transactions, build a 10-year cash pro-forma model and aiming for the best lease terms.• Analyzed tenant financials, such as income statements and cash flow reports, to assess creditworthiness and support negotiations.• Kept up-to-date with market trends and regulatory changes, contributing valuable insights to the team’s investment strategies.

• Reviewed and processed Reduced-Fare applications, verifying that applicant met eligibility criteria for MTA privileges.• Conducted business analysis and facilitated data migration of applicant information into the MTA’s internal database.• Utilized Excel to track and analyze application data, identifying discrepancies and ensuring data accuracy for audits.

• Prepared tax returns for individuals and families using electronic filing software for both federal and state tax reports.• Analyzed client financial information to find eligible deductions and credits, helping to ensure the best refund or a reduced tax bill.• Gained hands-on experience in tax planning, financial analysis, and client interaction, working with low-income communities.• Reviewed completed tax filings for accuracy and compliance with IRS and New York State guidelines, while ensuring protocol accuracy.

• Intensive entrepreneurial program emphasizing consulting skills and professional growth through mentorship from industry leaders.• Provided advisory to local entrepreneurs on establishing a structured business framework to support sustainable growth and scalability.• Supported clients on implementing streamlined bookkeeping, financial management practices, and sales techniques to improve operations.• Consulted small businesses on digital strategy, assisting with website development, social media optimization, and audience engagement.

● Organized stock merchandise that includes a wide array of designer clothing and items ● Managed inventory digitally and computer-tracked transfers of the products● Shipped out products using various Shipping programs that includes, FedEx, DHL, Farfetch

● Worked as a Busboy, cleaning tables/floors, and overall restaurant maintenance.● Worked as a Host, Seating customers and customer service, taking orders over the phone and online delivery apps. ● Worked as Expo, prepared food and also served it.

● Product sales to clients and corresponded sales revenue with management● Used register transactions with customer cash flows including credit, debit, and money order● Managed floor supervision with safe and clean environment for customers, and colleagues

• Completed boot camp, Marine Combat Training (MCT), and MOS School prior to assignment with Alpha Company at Camp Lejeune. • Established a strong foundation in artillery operations and military protocols, specialized in managing/operating howitzers and equipment.• Trained and mentored junior Marines, supporting their development in field operations, safety, and teamwork. • Participated in live-fire training exercises, maintaining mission readiness, and ensuring the accuracy and effectiveness of artillery support.