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• Implement the Operational Risk tools bank wide• Implement Operational Risk Basel II Requirements• Conduct Operational Risk assessment Bank wide• Conduct Operational Risk awareness and training Bank wide• Managing SAMA inspection projects and observations closure

• In addition to the below responsibilities as CEO Compliance Advisor, Managing Compliance, Anti-Financial Crimes, AML and Anti-Fraud.• Attending the Compliance and Governance Board Committee• Member of the following Management Committees:o Compliance Committee and the Committee secretaryo Anti-Fraud Committeeo Risk Management Committeeo Business Continuity Committeeo Information Security Committee•Member of all SAMA Banking compliance committees

• Managing SAMA inspection project and observations closure• Member of SAMA observation resolution committee• Coordinate Bank wide SAMA compliance process• SAMA focal contact• Manage the relation with the Bank Internal Audit• Working with Corporate Governance consultancy project• Managing the project of Internal Control Functions consultancy• Manage the Internal Control Assessment project with SAMA• Manage SAMA correspondence project that includes the automation and process enhancement

Bin Ladin Holding Company is a new company to play the role of holding company for more than 350 Companies as subsidiaries.My role is to establish the risk function among the Holding company and all subsidiaries

Al Yusr Leasing and Financing Company• Board of Directors Secretary• Chairman of the following Committees: - The new strategy steering committee - The financial modeling steering committee• Member of the following committees: - Credit committee. - New system steering committee - IPO committee• Managing the following Divisions/Departments: - Corporate. - Retail and Branches. - Credit. - Sales. - Customer service. - Marketing and E-Commerce - Operations and Control. - Quality assurance. - Archive. - Stock yard.

• Risk• Internal audit• Fraud & Ethics• Corporate governance• Enterprise risk management• Compliance • Technology risk

• Chairman of the following Committees: - Compliance Committee. - Client Acceptance Committee. - Audit Committee.• Member of the following Committees - Risk Committee. - Engagement Committee. - Due Diligence Committee. - Group Compliance Committee. - Investment Advisory Committee. - Investment Products Committee. - Credit Committee.• Responsible for all Audit issues in coordination with SHB Internal Audit Division.• Responsible for all legal aspects in coordination with SHB Legal Division.• Advice and support the business to comply with regulatory and SHC requirements• Handling the Complaints function.• CMA registered and certified (CME).

Risk Management Division• Basel II Steering Committee manager. • Manage Basel II Project implementation bank wide.• Successfully led the Bank to comply with Basel II Standardized Approach as per SAMA deadline 1st January 2008 in less than 14 Months.• Successfully prepared and finalized the foundation and infrastructure for the Bank to comply with FIRB Approach.• Develop Basel II models framework.• Implement SAS for Basel II segmentation.• Provide overall daily project management by coordinating projects and actions undertaken in different areas of bank activity, including systems.• Prepare project documentation (resource plans, critical paths for projects etc.).• Monitor plans execution/progress against targets.• Develop and deliver timely Basel II and ORM communication (including successes, key program milestones, issues and risks).• Provide oversight for Basel II and ORM training and education program.• Representing SHB in SIMAH• Representing SHB - Basel II and ORM in SAMA• Preparing SAMA Basel II and ORM reports• Business Continuity Manager for Risk Management Division• Select, validate and implement Corporate Credit Risk Rating and ORM systems• Develop and communicate Basel II and ORM policy• Develop ORM policy and procedures • Conduct ORM awareness and training Bank wide• Implement the ORM tools Bank-wide: o Bank Operational Loss Database (BOLD) o Operational Risk Assessment Process (ORAP) o Risk Self-Assessment (RSA) o Key Risk Indicator (KRI)

Investment Services Division (Alahli• Develop Assets Management Policy and Procedures• Identify major risks and implement controls• Automate the Funds Administration process• Al Manarah Funds Administration• Coordinate with Risk Management Division to implement Basel II as Divisional Operational Risk Manager (DORM)

Risk Management Division• Develop the NCB Operational Risk Department back in 2002-2003• Conduct Operational Risk awareness and training Bank wide• Implement the Operational Risk tools bank wide o Control Risk Self Assessment (CRSA) o Operational Risk Assessment o Divisional Operational Risk Managers (DORM's) (27 ORM Coordinators) o Major Risks o Critical Trigger Point (CTP)• Implement Operational Risk Basel II Requirements• CARE 2004 system (ORM system) Administrator• The Risk Review Committee SecretaryProject Management for Risk Management Department:• Full Time Equivalent (FTE)• Allocation Basis Cost (ABC)Team member of the following projects:• Business Continuity Plan (BCP)• Disaster Recovery Plan (DRP)• Risk Rating System• RMD restructuringAdditional responsibilities:• Work as Financial Controller for RMD• Prepare RMD monthly expenses report• Prepare RMD Budget and follow-up for the Cost Centers• Risk Management Division’s Training Coordinator• Prepare the quarterly report (Balance scorecard, Operating plan, EFT and other reports)• Build and maintain the Risk Management Division Intranet Site

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