Mohammed-Bashir Yunusa Email and Phone Number
Mohammed-Bashir Yunusa is a renowned finance expert, specializing in deal structuring, corporate and retail finance, business strategy, digital transformation and Islamic Finance and Banking. He has almost a decades’ experience working in the financial services industry and has facilitated high level financial transactions across various sectors, not limited to transportation, agriculture, infrastructure, renewable energy in sub-Saharan and Northern Africa.His understanding of the economic and business terrain of Nigeria is unparalleled and he has vast experience in managing business risks, while transforming business for growth. An example being the conception of a Non-Interest Banking Retail Business with Sterling Bank Nigeria, in September 2015, which grew 30% monthly to realize over a Billion Naira in credit facilities by 2017.He currently leads the Consumer and Digital Banking business for the Non-Interest Banking Retail business for Sterling Bank Nigeria. He specializes in creating disruptive and innovative business models and is renowned for setting up the first and biggest Islamic banking business in SSA. As well as for leading the team that created “altmall.ng”, the first credit-based ecommerce platform for the retail segment and Nigeria’s first digital product in Islamic Banking.Mohammed-Bashir is an advocate for socio-economic equity and spends time working with SME’s as both an impact and activist investor. He is driven to creating more jobs and social well-being for the unemployed, while looking for ways to positively impact his local economy.He is committed to working towards ensuring a better economy for all, through his involvement in impact driven investments and participation in different initiatives that benefits the economy.
The Alternative Bank
View- Website:
- altbank.ng
- Employees:
- 799
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Director, Digital And Consumer BusinessThe Alternative BankLagos, La, Ng
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Director, Digital & Consumer BusinessThe Alternative Bank Oct 2023 - PresentNigeria- Develop product(s) vision and road-map based on the needs and goals of the business, breaking down high level requirements into deliverables. Work with IT, and strategic stakeholders to execute on vision-Articulate the value of “Digital” and integrate into the business operating model from the perspective of sales ,revenue, cost savings, and customer experiences- Works closely across all stakeholders, including Marketing, to create and maintain a product catalog according business value and ROI.- Maintain an understanding of external competitive digital developments and their impact on business and innovation strategy- Formulate and execute digital strategy for the Non-Interest Banking Business -Lead innovation for projects and establish strategic partnership, building alliance and for customer acquisitions and cross selling
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Squad Member, Strategy And InnovationSterling Bank Plc Oct 2017 - PresentLagos- Worked with a team of selected professionals from different units to create a simplified lending process that cuts application time from 2 weeks to 5 minutes. https://www.myspecta.com - Grew retail assets/loans to N2 billion in 3 months and reduced default risk to 0.1% with the new risk criteria in 3 months of operations.- Engaged and enrolled over 100 corporates to access the scheme, for employees of the corporates to benefit from the lending offering.- Innovated an all-inclusive SME solution to reduce risk and ensure organic growth of the SME portfolio. This simplified and aided MSME’s access to the Bank’s funding for their business and in turn helped with quality SME assets for the Bank. -
Asset Finance And Retail Business (Non-Interest Banking Division)Sterling Bank Plc Sep 2015 - PresentLagos- Set-up and day to day Management of the unit’s retail businesso Conceived and championed the implementation of Non-Interest Banking retail business and credit based e-commerce store. Attained all regulatory and business approvals to start up.o Achieved month on month growth of the retail business credit lines and revenues in the excess of N2billion and N700million respectively. Grew customer base by 30% monthly on the retail platform.o Worked with a team of 5 to develop alternative product bouquet for the business, which introduced a new stream of revenue for the business of over N300million.- Direct Investments (Corporate and Investment Banking activities)o Worked with a team of 3 to raise funding and create investment in over 200 units of affordable middle to low income housing in Lagos and Abuja using Lease structures with over N3billion in assets and a projected annual revenue of N500million.o Advised on and facilitated a bridge finance of N2billion used as equipment finance for the Cleaner Lagos Initiative (CLI) of the Lagos State Government.o Worked with a team of 2 to successfully attract $60million FDI from Islamic Development Bank, International Islamic Trade Finance Corporation and International Finance Corporation which was deployed locally to enhance trade deals and other compliant short term investments.
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Credit And Investment Analyst And Technology Liaison Officer, (Non-Interest Banking Division)Sterling Bank Plc Sep 2013 - Sep 2015Lagos- Reviewed and analysed investment, financing and credit proposals to make recommendation for approval or rejection or same based on risk involved and compliance of the proposals.- Review and recommendation of appropriate financing structures on both retail and corporate credit facilities.- Worked as the Non-Interest Banking team Project Management Officer for implementation and upgrade of the IMAL core banking system to deliver a more efficient and simplified banking system. - Prepared quarterly intelligence report for Executive Management on the Bank’s cost of lending vis-à-vis its competitors and peers. - Performance management and tracking of the Division’s operations. Advised management using data collated on sectors/areas where the business is doing well or needs improvement.
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Start Up/Product Team, (Non-Interest Banking Division)Sterling Bank Plc Jul 2012 - Nov 2013Lagos- Coordinated and managed bank wide trainings to over 4,000 staff on the new Non-Interest Banking product offerings. - Sales and marketing of the new products, with a growth to 15,000 customers in 12 months.- Developed innovative products such as small and medium enterprises (SME) products, various investment products and transactional products using various Non-Interest banking contracts.- Interim head of the Branding and Communication Strategy implementation for the Division.
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Project Management Office (National Youth Service Corps – Nysc)Sterling Bank Plc Jul 2011 - Jun 2012Lagos- Assisted Management staff with post-integration activities of the Bank ensuring a seamless transition and assimilation of Equitorial Trust Bank into Sterling Bank.- Supported a team to successfully migrate all accounts to a single platform, without disruption to services, and other related customer transition activities.
Mohammed-Bashir Yunusa Education Details
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Business Administration And Management, General -
Strategy And Innovation -
Strategic Planning -
Second Class Honours -
Distinction
Frequently Asked Questions about Mohammed-Bashir Yunusa
What company does Mohammed-Bashir Yunusa work for?
Mohammed-Bashir Yunusa works for The Alternative Bank
What is Mohammed-Bashir Yunusa's role at the current company?
Mohammed-Bashir Yunusa's current role is Director, Digital and Consumer Business.
What schools did Mohammed-Bashir Yunusa attend?
Mohammed-Bashir Yunusa attended Iese Business School, Saïd Business School, University Of Oxford, Heriot-Watt University, Ahmadu Bello University, Ahmadu Bello University.
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