Mohan Thapa Email & Phone Number

Maharashtra, India

• Assessing the credit appraisal with the viability of proposed long-term facilities to provide the corporate & formal analysis of cost & benefits• Establishing client acquisition, maintaining corporate relationships and performing financial analysis & due diligence • Optimizing credit approval and collection process, improving operational efficiencies by over 25% • Designing credit check procedures for new applicants to eliminate customers without minimum criteria prior to full… Show more • Assessing the credit appraisal with the viability of proposed long-term facilities to provide the corporate & formal analysis of cost & benefits• Establishing client acquisition, maintaining corporate relationships and performing financial analysis & due diligence • Optimizing credit approval and collection process, improving operational efficiencies by over 25% • Designing credit check procedures for new applicants to eliminate customers without minimum criteria prior to full credit check• Comprehensive analysis of Credit appraisal over entire loan system & procedure to obtain loan from Bank & overseeing market conditions conducive for credit• Overseeing the appraisal process, and carrying out the credit requests for fresh loans & renewals to support financials, ratings, & market trends• Accountable for preparation & evaluation of Credit Appraisal Memo for multinational companies for secured/unsecured credit requirements• Resolving customer issues and delinquent cases scrutinize the customer through Financial Statement Analysis, and Credit based eligibility• Key Analysis of lending strategies, credit appraisal, risk analysis and lending decisions with a broad framework of banking strategy• Primarily investigating fraud analysis with adequate due diligence, financial statements, facilitate term sheets within the stipulated time frame• Providing assistance in credit underwriting of Loan proposals with the best approach in adherence to written procedures Show less

Mumbai, Maharashtra, India

• Efficiently assessed credit appraisals of customers' business through client acquisition & relationships• Responsible to authorize the credit proposals as per policy and risk framework• Assisting with the development of risk management procedures and functional guides for the design of new loan products and policies• Participating in project set-up and project closure reviews, project gate reviews, credit review analysis, case reviews for NPA reviews, quality audits, risk… Show more • Efficiently assessed credit appraisals of customers' business through client acquisition & relationships• Responsible to authorize the credit proposals as per policy and risk framework• Assisting with the development of risk management procedures and functional guides for the design of new loan products and policies• Participating in project set-up and project closure reviews, project gate reviews, credit review analysis, case reviews for NPA reviews, quality audits, risk management independent reviews and recommend actions for improvement• Assessing the effectiveness of risk management processes across the organization and advising engagement and higher-level management • Working closely on business units through appropriate steps of qualitative/quantitative risk assessment and reviewing policies on regular basis as per requirement• Leading risk planning for assigned engagements and developing appropriate risk management plans• Adhering to compliance and operational risk controls in accordance with the company’s policies and procedures Show less

Mumbai Area, India

• Assisted in the daily financial process including payroll data, billing, Sales invoices booking, Collection Entries/Credit Notes, disbursements, and expense accounting• Worked closely with auditors to provide requested data, reports and other necessary items to ensure timely completion and accuracy of annual audits• Revamped accounts payable function to prioritize payments to vendors and oversee accounts receivable records to ensure credits & collections are accurate… Show more • Assisted in the daily financial process including payroll data, billing, Sales invoices booking, Collection Entries/Credit Notes, disbursements, and expense accounting• Worked closely with auditors to provide requested data, reports and other necessary items to ensure timely completion and accuracy of annual audits• Revamped accounts payable function to prioritize payments to vendors and oversee accounts receivable records to ensure credits & collections are accurate • Communicated with vendors and clients to facilitate timely payments reducing outstanding accounts receivable• Resolved customer issues on personal savings, checking, and credit accounts with financial management reports - on a monthly basis• Accurately implemented accounting standards to develop more efficient spreadsheets with reduced errors of accounting by 80% Show less

Mumbai Area, India

Key Deliverables:• Resolved customer issues on personal savings, checking, and credit accounts with financial management reports - on a monthly basis• Accurately implemented accounting standards to develop more efficient spreadsheets with reduced errors of accounting by 80%• Analyzed P&L accounts and implement strategy to prevent variances for exchange rate fluctuations• Accountable for preparation of tax schedules and filing of Income Tax Returns for… Show more Key Deliverables:• Resolved customer issues on personal savings, checking, and credit accounts with financial management reports - on a monthly basis• Accurately implemented accounting standards to develop more efficient spreadsheets with reduced errors of accounting by 80%• Analyzed P&L accounts and implement strategy to prevent variances for exchange rate fluctuations• Accountable for preparation of tax schedules and filing of Income Tax Returns for companies/individuals• Oversaw of report maintenance, account reconciliations, and audit records in coordination with employees to ensure proper recording of transaction• Analyzed P&L accounts and implement a strategy to prevent variances for exchange rate fluctuations• Accountable for the preparation of tax schedules and filing of Income Tax Returns for companies/individuals• Oversaw report maintenance, account reconciliations, and audit records in coordination with employees to ensure proper recording of the transaction Show less

Post Graduate, Finance

Masters Of Commerce (M.Com), Business/Commerce, General

Bachelor Of Commerce - Bcom, Accounting And Finance, A