Mohanad Mohammed, Mba Email & Phone Number

Houston, Texas, United States

As a Mortgage Loan Originator at Lennar.I specialize in helping homebuyers secure tailored financing solutions for their new home. With expertise in guiding clients through the mortgage process, I ensure a smooth and stress-free experience from application to closing. Let's make your homeownership journey a reality!

Guide new KB Home purchasers through loan process from pre-qualification, application, loan approval, and loan closing. Prequalify prospective KB Home buyers introduced by a KB credit portal, review financing options, and assist credit challenged purchasers as needed. Serve as primary point of contact for homebuyers throughout the home buying process for assigned communities. - Market KBHS products and services to potential business sources for the purpose of loan origination.- Spend time in builder communities earning the business by reaching out to 100% of the customers. Provide weekend support in builder communities and grand opening functions. - Make presentations on loan products in Sales Meetings and with Sales staff in builder communities. Meet with the Branch Manager on a weekly basis to review the goal metrics plan vs. results. - Manage loan-level dispositions reflecting the progress on the pipeline. Review all documentation provided by the borrower, check for accuracy, and address any discrepancies.

Operated as key point of contact during loan process and assisted stakeholders from application to closing. Updated borrowers on loan status and reviewed disclosures/loan documents. Applied transaction-appropriate pricing in accordance with guidelines and pricing policy. Helped team originate mortgage loans via telephone sales presentations. Qualified loans by promptly and accurately evaluating loan applications. Fostered positive working environment and nurtured strong internal/external relationships. Ensured compliance with policies and regulations throughout loan lifecycle. - Managed and inspired 6-member team to perform to fullest potential raising branch profitability. Provided an excellent service experience coaching staff to offer solutions and products that met client’s financial goals and needs.- Actively drove business development and identified current customer needs to provide sound guidance for right product solutions. Advised clients on home-buying or refinancing process and how to better manage mortgages.- Trained team on better lead sourcing by leveraging events and cold calling realtors and targets. Championed increase of social media presence, improved marketing, and adjusted fees so customers could have better rates.- Anticipated market trends and promoted new purchase loans instead of refinancing to prepare for slow down. Pulled daily status reports to review data on consumer leads, conversion rates, and closing times to stay abreast of market.- Advocated for updated processes aligned with industry standards. Set up sharing system between loan originator and back-office processors, UWs, and closers for easier loan process with single portal for customer to upload documents.

Houston, Texas Area

Built loan portfolio offering comprehensive expertise from both real estate and mortgage business to help customer understand requirements. Determined correct loan options for borrower based upon future plans, present situation, and preferred loan product of applicant. Gathered appropriate documentation from customers and delivered loan packages within strict time frames set by management. Followed lending guidelines pertaining to government and conventional loans. Prepared complete and clean files for Underwriters.- Earned top rookie originator with over $1.5M in closings within 30 days of hiring. Pushed loans through pipeline demonstrating broad knowledge of underwriting, residential mortgage processing, and steps to successful closing.- Counseled new and existing borrowers on mortgage loan options. Suggested loan solutions and originated loans in compliance with lending guidelines and customer service standards to ensure complete borrower satisfaction.- Performed community outreach to develop connections with realtors, construction managers, and brokers. Conducted presentations to describe value of services/products and differentiate brand.

Greater New Orleans Area

Oversaw profitable budget and financial performance of portfolio that included multifamily units and commercial properties. Selected appropriate business for best occupancy rate and patronage. Reviewed data on property rates to ensure charges were correct. Managed individual properties on interim basis. Handled collections for past due accounts. Prepared quarterly P&L with bookkeeper. Handled budget.- Hired top-performers, monitored productivity, and advised team on attracting and retaining clients. Created weekly, monthly, and yearly sales goals for department. - Plotted rent increases to ensure optimal ROI and 12%-15% net growth. Attracted new tenants creating marketing promotions and campaigns including social media ads, referral programs, and discounts for police officers. - Worked directly with clients, partners, and investors to negotiate and administer contract agreements for real estate contracts and leasing transactions. Performed property inspections and supervised 3rd-party vendors.

Metairie, Louisiana, United States

Coordinated transportation logistics for multiple 9000-gallon capacity gasoline tankers, ensuring HAZMAT, state, and federal regulations were met in 6 parishes/counties. Collaborated with bookkeeper to manage payroll and sent financial information to CPA. Developed and implemented local marketing plans that expanded sales, transactions, and profitability while increasing market share in Greater New Orleans area. - Oversaw logistics and supply/demand keeping in close communication with stations. Optimized routes for efficiencies to save costs and minimize tolls. Created excel spreadsheet to manage gas capacity and maximize fuel loads.- Supervised staff of 15 and managed requirements of major refineries such as Murphy, Motiva, Placid, and Valero. Oversaw, hired, and trained drivers ensuring safety was a priority while ensuring gas was delivered on schedule.

Greater New Orleans Area

Provided individual business consulting and training to existing and start up clients in the Greater New Orleans Region. Counseled clients via loan packaging assistance, financial statement recreation and restructuring, business-to-business target marketing, credit analysis, advertising, and purchasing.Devised training presentations including: "Consumer Behavior", "Retail Essentials", "Hiring and Training Employees", "Surviving a Recession."

Greater New Orleans Area

Coordinated business operations, cash flow management, and cost controls resulting in annual sales of over $28.5 Million. Negotiated rates for fair customer pricing while balancing business needs for branded and non-branded gasoline contracts. Directed human resource functions, recruitment, hiring, training, scheduling, payroll, and benefits for staff of 17. Managed vendor relations, inventory levels, shrinkage control, and stocking of merchandise.- Researched and analyzed market sales and transaction performance, profit and loss statements, cash flow analysis, promotion evaluation, competition, and economic trends.- Ensured high quality customer service; developed merchandising; executed advertising and promotional materials to align with strategic marketing plan.

Master Of Business Administration - Mba, Finance, General

Bachelor Of Business Administration - Bba, Marketing & Accounting